| Inside Mortgage Finance

Retail Share of Jumbo Originations Rises in 3Q19

The retail share of jumbo originations is up this year even with top-ranked Wells Fargo placing a greater emphasis on the correspondent channel. More than 80% of jumbos originated in the third quarter came through retail means. (Includes data chart.)

Loan Limit Hike Could Have Big Impact in Some States

The GSEs' loan limits increased for 2020, like clockwork. The higher limits could take a large bite out of non-agency jumbo lending in some states, according to a new analysis.

Jumbo MSR Portfolios on the Rise in 3Q19 (Mostly)

Among a group of 30 prominent servicers of jumbo mortgages, only three shrank their portfolios in the past year. Wells Fargo remained the top-ranked servicer as of September 30, though the bank lost some market share. (Includes data chart.)

GSE-Eligible Loans Fill Provident’s Non-Agency MBS

Provident Funding Associates is set to issue a non-agency MBS with mortgages eligible for sale to the GSEs. The types of loans in the deal differ from previous non-agency MBS packed with Fannie/Freddie-eligible mortgages.

Nonbank Aggregators Are Competing for Non-QMs

Competition for non-QMs is fierce among aggregators in the secondary market. The loans offer strong returns when held in portfolio or when packaged into MBS. However, some investors believe the bids are getting overheated.

Neuberger Berman Leads on Latest Batch of EC MBS

A busy market: An affiliate of Neuberger Berman is prepping a $411.1 million expanded-credit MBS; Credit Suisse increased the number of lenders it's sourcing non-QMs from; and an affiliate of PIMCO issued another deal with seasoned non-QMs that were subject to clean-up calls.

Subprime Servicing Down Across the Board in 3Q

The amount of outstanding subprime mortgages handled by a group of prominent servicers fell by 4.1% in 3Q19. Among the 15 processors, none increased their portfolios on a sequential basis. (Includes data chart.)

News Briefs

New guidelines from SFA for TRID reviews in non-agency MBS; Figure raises capital and makes a hire; Premium Point CEO sentenced to prison; Verus and Carrington launch new products; Fitch upgrades servicers; Sachem co-CEO resigns.

Inside Nonconforming Markets

December 6, 2019

View Archived Issues

Retail Share of Jumbo Originations Rises in 3Q19

Loan Limit Hike Could Have Big Impact in Some States

Jumbo MSR Portfolios on the Rise in 3Q19 (Mostly)

GSE-Eligible Loans Fill Provident’s Non-Agency MBS

Nonbank Aggregators Are Competing for Non-QMs

Neuberger Berman Leads on Latest Batch of EC MBS

Subprime Servicing Down Across the Board in 3Q

News Briefs

Latest Imf News

Seasonal Slump Drives Down Originations in 1Q

Bids for Mortgage Servicing Rights Still Exceptionally Strong

UWM Proposes New Deal for Two Harbors

VantageScore 4.0 Unlikely to Have Major Impact on Agency MBS

Featured Data

Depository Servicers End Slide in Servicing Share

Bulk Agency MSR Sales Back to Normal in First Quarter

Cars, Data Centers Drive 1Q26 ABS Issuance Surge

Private MI Share Increases on GSE Purchase-Mortgage Business

Featured Reports

Mortgage Servicing Rights Report: 4Q25 (PDF)

2026 Mortgage Market Statistical Annual (PDF)

Agency Seller-Issuer Profile: 4Q25 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 6, 2019

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?