| Inside Mortgage Finance

Expanded-Credit MBS Jumps, Credit Characteristics Strong

Issuers of expanded-credit MBS have significantly increased deal volume this year without reducing underwriting standards in terms of traditional credit characteristics. Average credit scores for loans in the transactions have actually improved this year. Read More

Jumbo Originations Head North at First Republic, Flagstar

Production of jumbo mortgages at First Republic Bank and Flagstar Bank increased on a sequential basis in the third quarter. Volume was driven by refinances as interest rates fell during the quarter. Read More

Chase’s Risk Transfer Deal Could Pave Way for More Activity

JPMorgan Chase Bank issued a deal this month that looks like it will meet requirements for favorable capital treatment by the OCC. The transactions could prompt similar issuance by other banks. Read More

Variety of Non-Agency MBS Hit Market in Mid-October

Presale reports for nearly a dozen non-agency MBS have been published in the last two weeks, including three deals from JPMorgan Chase. Read More

Redwood Acquires Single-Family Rental Lender CoreVest

The $490 million acquisition of CoreVest, a major player in the single-family rental market, will help Redwood diversify its revenue sources. Read More

FDIC Proposal on Non-Agency MBS from Banks Met with Support

A proposal by the FDIC to decrease disclosure requirements for certain non-agency MBS issued by banks largely found support from industry participants. However, MBS investors and consumer advocates raised concerns. Read More

Many Borrowers Missing Out on Jumbos Due to Credit Issues

Several borrowers are opting for mortgages with balances right at the conforming loan limit even though interest rates on jumbos are often lower. Relatively tight underwriting standards for jumbos look to be the cause. Read More

Inside Nonconforming Markets

October 25, 2019

View Archived Issues

Expanded-Credit MBS Jumps, Credit Characteristics Strong

Jumbo Originations Head North at First Republic, Flagstar

Chase’s Risk Transfer Deal Could Pave Way for More Activity

Variety of Non-Agency MBS Hit Market in Mid-October

Redwood Acquires Single-Family Rental Lender CoreVest

FDIC Proposal on Non-Agency MBS from Banks Met with Support

Many Borrowers Missing Out on Jumbos Due to Credit Issues

News Briefs

Latest Imf News

Rocket the First Nonbank to Top Owned Servicing Ranking

House Passes Legislation Aimed at Housing Affordability

CFPB Revises Complaint Process for Credit Report Issues

Consumer Advocates Seek Financial Relief for Borrowers in Minnesota

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Featured Reports

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Top Mortgage Players: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

October 25, 2019

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?