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Expanded-Credit MBS Jumps, Credit Characteristics Strong

Issuers of expanded-credit MBS have significantly increased deal volume this year without reducing underwriting standards in terms of traditional credit characteristics. Average credit scores for loans in the transactions have actually improved this year. Read More

Jumbo Originations Head North at First Republic, Flagstar

Production of jumbo mortgages at First Republic Bank and Flagstar Bank increased on a sequential basis in the third quarter. Volume was driven by refinances as interest rates fell during the quarter. Read More

Chase’s Risk Transfer Deal Could Pave Way for More Activity

JPMorgan Chase Bank issued a deal this month that looks like it will meet requirements for favorable capital treatment by the OCC. The transactions could prompt similar issuance by other banks. Read More

Variety of Non-Agency MBS Hit Market in Mid-October

Presale reports for nearly a dozen non-agency MBS have been published in the last two weeks, including three deals from JPMorgan Chase. Read More

Redwood Acquires Single-Family Rental Lender CoreVest

The $490 million acquisition of CoreVest, a major player in the single-family rental market, will help Redwood diversify its revenue sources. Read More

FDIC Proposal on Non-Agency MBS from Banks Met with Support

A proposal by the FDIC to decrease disclosure requirements for certain non-agency MBS issued by banks largely found support from industry participants. However, MBS investors and consumer advocates raised concerns. Read More

Many Borrowers Missing Out on Jumbos Due to Credit Issues

Several borrowers are opting for mortgages with balances right at the conforming loan limit even though interest rates on jumbos are often lower. Relatively tight underwriting standards for jumbos look to be the cause. Read More

Inside Nonconforming Markets

October 25, 2019

View Archived Issues

Expanded-Credit MBS Jumps, Credit Characteristics Strong

Jumbo Originations Head North at First Republic, Flagstar

Chase’s Risk Transfer Deal Could Pave Way for More Activity

Variety of Non-Agency MBS Hit Market in Mid-October

Redwood Acquires Single-Family Rental Lender CoreVest

FDIC Proposal on Non-Agency MBS from Banks Met with Support

Many Borrowers Missing Out on Jumbos Due to Credit Issues

News Briefs

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

October 25, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?