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Expanded-Credit MBS Issuance Surging; Prime Deals Slowing

Issuance of expanded-credit MBS more than doubled on an annual basis at the end of the third quarter while deals backed by prime mortgages and GSE-eligible loans declined. The expanded-credit sector is expected to continue to grow, according to industry analysts. (Includes data chart.) Read More

Chase Preps Unique Non-Agency Credit-Risk Transfer Deal

JPMorgan Chase Bank has created a synthetic credit-linked note to transfer credit risk on a pool of jumbo mortgages. Unlike traditional MBS, loans in the transaction will remain on the bank’s balance sheet. Read More

Quicken Issues Its First Prime Non-Agency MBS

After contributing loans to various prime non-agency MBS in recent years, Quicken Loans is set to issue the first deal on its own shelf. Read More

Lenders Seek Retroactive QM Status Based on Loan Performance

The CFPB is considering whether to provide QM status to mortgages that didn’t miss payments in the early years after origination. The proposal has support from some lenders. Read More

Non-Government Higher-Priced Lending Increases in 2018

Originations of higher-priced non-government mortgages increased by 11% in 2018. The loans can’t receive safe harbor QM status and many higher-priced mortgages are required to include escrow accounts. (Includes two data charts.) Read More

Variety of Non-Agency MBS Hit the Market

Issuance of non-agency MBS slowed near the end of the third quarter but presale reports for a number of deals have been published this month and more securities are on the way. Read More

RMF Brings Non-Agency MBS with New Reverse Mortgages

Originations of reverse mortgages are dominated by FHA loans. However, there’s a loan limit on FHA loans, allowing Reverse Mortgage Funding and other lenders to develop a market for proprietary products. Read More

Inside Nonconforming Markets

October 11, 2019

View Archived Issues

Expanded-Credit MBS Issuance Surging; Prime Deals Slowing

Chase Preps Unique Non-Agency Credit-Risk Transfer Deal

Quicken Issues Its First Prime Non-Agency MBS

Lenders Seek Retroactive QM Status Based on Loan Performance

Non-Government Higher-Priced Lending Increases in 2018

Variety of Non-Agency MBS Hit the Market

RMF Brings Non-Agency MBS with New Reverse Mortgages

News Briefs

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

October 11, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?