| Inside Mortgage Finance

Expanded-Credit Production Spikes 20% in 2018

Originations of expanded-credit mortgages increased 20.2% in 2018 and market share for the sector also grew, according to a new ranking and analysis by Inside Nonconforming Markets. [Includes one data chart] Read More

SFIG Almost Done with MBS Reforms, Adoption Uncertain

The Structured Finance Industry Group’s years-long effort to reform practices in the non-agency mortgage-backed security market is nearly complete. However, it’s not clear whether the practices will be widely adopted by MBS issuers. Read More

Nonbanks’ Non-QM Acquisition Strategies Differ

Two nonbanks — Ellington Financial and MFA Financial — are increasing their emphasis on non-qualified mortgages, but with different strategies. Read More

Prepayment Speeds on Non-QM MBS Slowing

Prepayment rates on mortgage-backed securities with non-qualified mortgages have slowed due to interest rate trends and a shift in borrower characteristics, according to industry analysts. Read More

Verus Leads Latest Round of Non-Agency MBS Issuance

Records are falling like dominoes in the nonprime mortgage-backed security market. Verus Mortgage Capital last week issued a $664.09 million deal — breaking a volume record set by Angel Oak Companies a month ago. Read More

TIAA, HomeStreet Scale Back Retail Operations

In the past weeks, two lenders active in jumbo mortgages — TIAA Bank and HomeStreet Bank — announced plans to downsize their operations. Read More

Banks Seek Looser Appraisal Levels for Non-Agency Loans

Banks originating non-agency mortgages could better compete with the government-sponsored enterprises if the threshold for appraisal exemptions in case of residential real estate properties is raised, industry participants said. Read More

News Briefs

Lower GSE loan limit not a priority for SFIG; whole loans present alternative to non-agency MBS for investors; jumbo MBS issuance may wane with home price appreciation... Read More

Inside Nonconforming Markets

March 1, 2019

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Expanded-Credit Production Spikes 20% in 2018

SFIG Almost Done with MBS Reforms, Adoption Uncertain

Nonbanks’ Non-QM Acquisition Strategies Differ

Prepayment Speeds on Non-QM MBS Slowing

Verus Leads Latest Round of Non-Agency MBS Issuance

TIAA, HomeStreet Scale Back Retail Operations

Banks Seek Looser Appraisal Levels for Non-Agency Loans

News Briefs

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

March 1, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?