Inside Nonconforming Markets

Fixed-Rate IOs Show Huge Increase

Alternative mortgage originations are declining quickly except for fixed-rate interest-only mortgages, which burgeoned in the second quarter as lenders steered away from riskier products that have been frozen out of the secondary... [Includes two charts and one graph] Read More

Alt A Loan Mod Provisions Vary by Lender

The recent surge of delinquencies has caused lenders and servicers to turn to loan modifications to stem foreclosure-related losses. Although loan modifications have become a particularly salient issue for subprime loans, a new report from Barclays Capital looks at... Read More

Alt A Employment Suffers in Mortgage Crisis

Instability in the Alt A mortgage market means unemployment for a growing number of mortgage professionals, as four major Alt A lenders have announced significant layoffs in the past two weeks. Countrywide Financial, IndyMac, National City Mortgage Co... Read More

Brokers Staying Away from Nontrad Products

As the fallout from the subprime meltdown spreads, lenders are treating Alt A loans and borrowers more like their subprime cousins, a new study of market conditions indicates. The study, sponsored by Inside Mortgage Finance Publications, is based on a... Read More

FHA Must Provide More Data, Says GAO Study

It is impossible to accurately predict the impact of proposed legislation that would expand the Federal Housing Administration’s manufactured home loan program, because key data on past performance is unavailable and the agency has not reported on how it would... Read More

Moody’s Updates Option ARM Ratings

Moody’s Investors Service this week announced that it would adopt more pessimistic assumptions for rating securities backed by option adjustable-rate mortgages, as weak housing and mortgage markets have made such products even more volatile. In its revised procedure... Read More

September 14, 2007

View Archived Issues

Fixed-Rate IOs Show Huge Increase

Alt A Loan Mod Provisions Vary by Lender

Alt A Employment Suffers in Mortgage Crisis

Brokers Staying Away from Nontrad Products

FHA Must Provide More Data, Says GAO Study

Moody’s Updates Option ARM Ratings

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