January 3, 2025 | Inside Mortgage Finance

Banks Boosted MBS/ABS Trading Portfolios in Third Quarter

Agency pass-through MBS remain the most popular asset in bank holding company trading accounts, but there was a sharp increase in agency multifamily securities during the third quarter. Read More

Residential Mortgage Securitization Rate Increases in 3Q

The securitization rate for residential mortgages hit an estimated 68.6% in the third quarter, as more conventional-conforming loans flowed into GSE MBS. Read More

Ginnie Boosts Employee Count, Still Many Contractors

Ginnie Mae increased its employee base by 25% on an annual basis in fiscal year 2024. Still, the agency is reliant on contractors, which accounted for more than 80% of Ginnie’s expenses. Read More

Groundfloor Issues First RTL Deal With Deferred Payments

GA-based lender and servicer Groundfloor hit the ABS market for the first time by issuing a securitization with deferred payments tied to residential transition loans. Read More

FCI Sees Continued Growth in Private Money

In business for 40-plus years, FCI has stuck to its knitting of servicing delinquent and nonprime product. According to management, it’s secret sauce is focusing on state-of-the-art technology, including AI. Read More

A-1 Tranche in GSE CRT Benefits Investors and GSEs

The new bonds help the GSEs reduce the amount of capital they must set aside under the enterprise regulatory capital framework. Read More

BondBloxx Plans IPO for Private Credit Investment Vehicle

The investment vehicle plans to mainly buy whole loans, but may also purchase ABS. Read More

Interplay Between MBS Delinquencies and ABS

Rising mortgage delinquencies increase spreads on residential MBS, as expected, along with spreads on credit card, student loan and auto loan ABS. Read More

Inside MBS & ABS

January 2, 2025

View Archived Issues

Banks Boosted MBS/ABS Trading Portfolios in Third Quarter

Residential Mortgage Securitization Rate Increases in 3Q

Ginnie Boosts Employee Count, Still Many Contractors

Groundfloor Issues First RTL Deal With Deferred Payments

FCI Sees Continued Growth in Private Money

A-1 Tranche in GSE CRT Benefits Investors and GSEs

BondBloxx Plans IPO for Private Credit Investment Vehicle

Interplay Between MBS Delinquencies and ABS

Latest Imf News

GSE Deliveries by Top Players Decline in November

Fed’s Rate Cut Not Expected to Help Mortgages Much

GSEs Update Guidelines Tied to Fraud

SG Capital Partners Returns as Expanded-Credit MBS Issuer

Featured Data

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside MBS & ABS

January 2, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?