November 26, 2021 | Inside Mortgage Finance

Banks Report Strong Gain in ABS Holdings During 3Q21

Bank investment in auto ABS surged 19% during the third quarter, including big gains at TD Bank and KeyBank. Fifth Third and Commerce Bank also reported strong growth in total ABS. (Includes two data charts.) Read More

SFA Offers Uniform Approach for Evaluating Underwriting Practices

The SFA has developed a framework due diligence providers can use to help address uncertainty prompted by new qualified-mortgage standards. Read More

FINRA to Further Delay New MBS Margin Implementation

The latest delay to implementation of margin requirements for agency MBS is tied to changes proposed to Rule 4210 following FINRA’s discussions with staff at the Federal Reserve and the SEC. Read More

Ginnie Servicers Using ‘Soft’ Information to Fuel Early Buyouts

A recent white paper from three academics attempts to cast some light on the practice of Ginnie Mae EBOs. But should the end investor be worried? Read More

Ginnie Investors Eye COVID Forbearance Exits

Nick Maciunas, head of agency research at JPMorgan, spoke about how COVID-related forbearance loan modifications may impact Ginnie investors during a recent podcast hosted by the agency. Read More

ABS Tied to Technology Infrastructure Hit the Market

Hotwire Communications and Flexential are issuing their first ABS. The Hotwire deal is tied to fiber-to-the-home networks while two ABS from Flexential are linked to data centers. Read More

Former Freddie CEO Knocks CRT Critics

Don Layton said critics don’t like credit-risk transfers because they make the GSEs stronger and more durable. Read More

Grapevine: Non-Agency MBS; CMBS Upgrades Possible at Moody’s

Non-agency MBS hit the market ahead of Thanksgiving; rating upgrades possible with new commercial MBS methodology at Moody’s; timeshare securitization performance stable; Fitch extends comment period for proposed criteria to rate shipping container ABS; California launches tobacco-settlement securitization. Read More

Inside MBS & ABS

November 24, 2021

View Archived Issues

Banks Report Strong Gain in ABS Holdings During 3Q21

SFA Offers Uniform Approach for Evaluating Underwriting Practices

FINRA to Further Delay New MBS Margin Implementation

Ginnie Servicers Using ‘Soft’ Information to Fuel Early Buyouts

Ginnie Investors Eye COVID Forbearance Exits

ABS Tied to Technology Infrastructure Hit the Market

Former Freddie CEO Knocks CRT Critics

Grapevine: Non-Agency MBS; CMBS Upgrades Possible at Moody’s

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside MBS & ABS

November 24, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?