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Inside MBS & ABS

November 25, 2020

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Bank ABS Holdings Down in 3Q20, Card Sector Off

The top five bank investors in the ABS market all reported substantial declines in their holdings during the third quarter. One bright spot was investment in the surging consumer ABS market. (Includes two data charts.) Read More

Conforming Loan Limit Climbs to $548,250 for 2021

The increase in the maximum loan limit reflects a 7.42% growth in the seasonally adjusted housing price index in 2020. Read More

Capital Markets Flex Their Muscles in 3Q20 Mortgage Boom

Fed by massive originations of agency-eligible mortgages, the securitization rate rose 5.1 percentage points to 80.4% in the third quarter of 2020. That's the highest it's been since 2013. (Includes data chart.) Read More

Non-Agency MBS Market Perks Up Ahead of Thanksgiving

Three new non-agency MBS were introduced in the market recently. Two of the deals are backed by mortgages for investment properties. Read More

Election Results Look Slightly Positive for MBS and ABS Markets

As president, Joe Biden will have to negotiate with both sides of Congress, limiting sweeping policy changes, according to industry analysts. Read More

Will Changes to Capital Rule Bring Fannie Back to CRT?

The FHFA went from allowing 18.0% capital reduction for CRT under the re-proposed rule to less than 17.1% under the final version. That means the answer may be “ no.” Read More

Rising Once Again: Ginnie Mae Buyouts

Led by PFSI and Quicken, some of the nation’s largest nonbanks are entering the Ginnie EBO arena. More to come? Read More

Auto Loan Extension Expirations Could Drive up Delinquencies

The expiration of payment relief will result in a modest increase in delinquencies but resumed payments will support cash flows for the ABS deals, according to industry analysts. Read More

Grapevine: Yellen, Phillips, Calabria and the GSEs...

A new White House and a new Treasury secretary means exactly what for Fannie and Freddie? We’re about to find out... Read More

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