Cart

Inside Mortgage Finance

April 3, 2025

View Archived Issues

Agency Single-Family MBS Market Tanks in Early 2025

Agency refinance volume was down sharply in the first quarter but it got off to a faster start than in early 2024. Most measures of agency volume were down, but the share of higher-risk loans was trending higher. (Includes two data tables.) Read More

Rocket and Mr. Cooper — It’s All About the MSR

Origination giant Rocket is purchasing servicing behemoth Mr. Cooper at a premium. The biggest risk for Rocket is that mortgage rates might finally decline markedly in the coming quarters. Or is that an advantage? Read More

Talk: Onity Considering Sale as Offering Book Circulates

Is Onity Group eyeing a sale? Perhaps. And why not? Servicing values are approaching a 25-year high. Read More

Federal Judge Blocks Trump From Dismantling CFPB

Judge Amy Berman Jackson said the evidence in the lawsuit makes it clear that the Trump administration has no intent of operating the CFPB at all. Read More

CFPB Moves to Refund Townstone’s Settlement

The move could set a dangerous precedent, according to Adam Rust, director of financial services at the Consumer Federation of America. Read More

Court Halts Firing of Federal Workers, But Not Nationwide

The preliminary injunction only applies to workers who live or work in Washington, DC, and the 19 states that sued the Trump administration over the mass layoffs of probationary employees at 18 federal agencies. Read More

Bank Regulators to Rescind 2023 CRA Reforms

The federal regulators’ decision to give in to pressure by trade groups representing banks isn’t sitting well with consumer advocates. Read More

Special Purpose Credit Programs on Shaky Ground

FHFA directed the GSEs to end their SPCPs, prompting renewed concerns that the Trump administration could take further actions to limit special purpose credit programs in the mortgage market. Read More

Sharp Democratic Response to FHFA Actions

FHFA Director Bill Pulte gets a glimpse of what congressional oversight looks like as leading Democrats criticize him for actions in his first weeks in office. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results