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Inside Mortgage Finance

February 6, 2025

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Nonbank Servicing Portfolios Grow Again in Fourth Quarter

Four companies among the top 10 primary servicers upped their portfolios by double digits on a percentage basis in 2024 — all nonbanks. (Includes three data tables.) Read More

PHH Pauses Non-Agency Mortgage Originations in Maryland

The lending affiliate of the Onity Group paused its non-agency operations in Maryland as a new state regulation requires all parties involved in the mortgage lending process to be a licensed mortgage lender. Read More

MSR Buyers Expect Supply to Remain Elevated in 2025

Lenders are facing a tough market for originations, helping to prompt sales of servicing. The supply of MSR is coming both from older vintages with interest rates well below current rates and new production in which a lender might not want to hedge the MSR. Read More

Cyberattacks Putting Pressure on Mortgage Companies

Cyberattacks against mortgage companies are a growing concern. Insurance can cover some of the financial losses, but premiums are spiraling out of control, some executives report. Read More

Trump Orders Rulemaking Slowdown; Fires Chopra

An executive order directs agencies to identify at least 10 regulations or guidance documents to repeal for every new regulation issued. Read More

Bumps on the Road to GSE Reform

FHFA must turn conservatorship directives into regulations before releasing the GSEs from conservatorship, according to former agency director Mark Calabria. But an explicit guarantee is unnecessary, he said. Read More

What’s Behind Banks Exiting the Mortgage Business?

WaFd and Ally recently threw in the mortgage towel just as mortgage demand from borrowers is expected to improve and the Trump administration is likely to ease rules for banks. Read More

Latino Households Still Face Major Obstacles to Homeownership

Lenders should work to reduce the Latino homeownership gap, according to Laura Arce, senior vice president for economic initiatives at UnidosUS said. Read More

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