August 23, 2024 | Inside Mortgage Finance

Government-Insured Sector Loses Share in Second Quarter

Originations increased across mortgage products in the second quarter. The conventional-conforming sector’s market share held steady while government-insured lending lost some share. (Includes data tables.) Read More

Harris’ Housing Agenda Includes Proposal for DPA

Though supportive of DPA programs to boost housing affordability, some industry participants raised concerns about the agenda working. Read More

Early-Stage Delinquencies Increase in Second Quarter

The mortgage delinquency rate is rising in tandem with the unemployment rate. While early-stage delinquencies are growing, borrowers are largely avoiding foreclosure thanks to home equity and loss mitigation. (Includes data tables.) Read More

Mortgage Executives Call for Adaptability in Face of Uncertainty

Flexibility will be key for the industry moving into the November election and beyond, according to speakers at an MBA conference. Read More

MBA’s FY23 Revenue Gets Nicked, Assets Increase

Although many mortgage banking companies lost money last year, the Mortgage Bankers Association remained in the black. Read More

Lack of M&A Activity Surprising for Some

Some mortgage executives might be too optimistic about the prospects for originations growth following an interest rate cut later this year. Read More

Appeals Court Rules TILA’s Offset Provision Covers HELOCs

The Fourth Circuit has ruled that the Truth in Lending Act’s offset provision covers home equity lines of credit accessed via a credit card. Read More

CMG’s George on Bank Buy: A Glutton for Punishment?

So, you’re a nonbank and you want to purchase a federally insured depository? Have your CEO do it. And be patient. Read More

California Tweaks Foreclosure Laws

Lawmakers protect borrowers from “surplus funds chasers.” Read More

Inside Mortgage Finance

August 22, 2024

View Archived Issues

Government-Insured Sector Loses Share in Second Quarter

Harris’ Housing Agenda Includes Proposal for DPA

Early-Stage Delinquencies Increase in Second Quarter

Mortgage Executives Call for Adaptability in Face of Uncertainty

MBA’s FY23 Revenue Gets Nicked, Assets Increase

Lack of M&A Activity Surprising for Some

Appeals Court Rules TILA’s Offset Provision Covers HELOCs

CMG’s George on Bank Buy: A Glutton for Punishment?

California Tweaks Foreclosure Laws

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

August 22, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?