July 19, 2024 | Inside Mortgage Finance

Ginnie, Nonbanks Continue to Gain Share in Servicing

Heavy bulk MSR sales volume helped several top nonbanks grow their agency servicing portfolios in the second quarter. Most of the top banks watched their agency servicing decline. (Includes two data tables.) Read More

Historical VantageScore 4.0 Data to Help With GSE Shift

The new data will help lenders determine the impact of the upcoming shift from a tri-merge credit reporting process to a bi-merge model. Read More

Seventh Circuit Affirms CFPB’s Authority Under ECOA

The Seventh Circuit Court decision in CFPB v. Townstone Financial could broaden the scope of the Equal Credit Opportunity Act. Read More

Mixed Trends in Lending at Big Banks in Second Quarter

Big banks increased their mortgage originations in the second quarter. But halfway through the year, volume is down at many of the banks. Read More

Banking Groups Against Any Changes to FHLB Mission

Many mortgage industry trade groups believe changing the mission of the Federal Home Loan Bank system is Congress’ responsibility rather than that of the FHFA. Read More

Regulators Look to Wrap Up Rulemaking Agendas

The slowdown is part of a typical trend seen at federal regulators prior to a presidential election. Read More

HUD Charges Rocket With Appraisal Bias, Settles With TAF

The Department of Housing and Urban Development charged Rocket Mortgage with appraisal bias in connection with a denied refinance application. loanDepot settled a similar charge with the CFPB this year. Read More

Fannie Mae Survey Reveals Mortgage Misconceptions

A new Fannie Mae study finds that consumers think mortgage underwriting requirements are more stringent than they truly are. Read More

Grapevine: Treasury Title Insurance Meeting; Multifamily Issues

Treasury office considers reforms for title insurance; FHFA sets tenant protections for GSE multifamily borrowers; Biden administration calls for rent control; two states slow on index change. Read More

Inside Mortgage Finance

July 18, 2024

View Archived Issues

Ginnie, Nonbanks Continue to Gain Share in Servicing

Historical VantageScore 4.0 Data to Help With GSE Shift

Seventh Circuit Affirms CFPB’s Authority Under ECOA

Mixed Trends in Lending at Big Banks in Second Quarter

Banking Groups Against Any Changes to FHLB Mission

Regulators Look to Wrap Up Rulemaking Agendas

HUD Charges Rocket With Appraisal Bias, Settles With TAF

Fannie Mae Survey Reveals Mortgage Misconceptions

Grapevine: Treasury Title Insurance Meeting; Multifamily Issues

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

July 18, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?