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Inside Mortgage Finance

September 14, 2023

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Jumbo Market Flourishes as House Prices Climb in 2Q23

The pace of house-price appreciation has slowed markedly over the past year, though there are still some hot pockets. And the FHFA's HPA index is pointing to another significant increase in the conforming loan limit for 2024. (Includes three data charts.) Read More

CFPB Working Toward Loss-Mitigation Rule

The CFPB’s top mortgage priority is to finalize a rule setting new standards for loss mitigation, according to an agency official. Read More

Former Sprout Leader Brokering Mortgages

The founder of the shuttered non-QM lender Sprout Mortgage has shifted to personally brokering loans. Also, a class-action lawsuit against Sprout was complicated by a bankruptcy filing. Read More

Calls Build for Congress to Reauthorize NFIP

Mortgage lenders and consumer advocates are increasing their requests to have the National Flood Insurance Program reauthorized. Read More

Subservicing Growth in 2Q23: Steady Overall

The business of subservicing loans for others continued apace in the second quarter with modest growth. The good news: Delinquencies are low but some lenders that source the loans are going bust. (Includes data chart.) Read More

Inertia Threatens Broad Adoption of Special Purpose Credit Programs

Consumer advocates, trade groups and federal agencies are urging banks to help close the racial wealth and homeownership gaps by committing to launch more special purpose credit programs. Read More

Wholesale Only for Life-Long Retailer

Profit margins are tight in wholesale but that isn’t stopping EPM owner Eddy Perez from converting his national shop into a table-funding-only producer. Will it work? We’re about to find out. Read More

Change Lending Regains CDFI Status Following Court Order

A judge determined that Change Lending will be able to provide loans as a certified CDFI until at least December. Read More

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