January 6, 2023 | Inside Mortgage Finance

Agency Market Sinks Deeper as 2022 Limps to Finish Line

Nearly all sellers recorded huge declines in agency deliveries in late 2022 as purchase-mortgage volume plummeted. Ginnie ranked as the top agency MBS issuer in the fourth quarter. (Includes two data charts.) Read More

Lenders Strategize to Get Through a Tough 1H23

A new year has commenced, with originators of all sizes trying to figure out the best way to stay afloat until rates fall markedly and conditions improve. The biggest challenge, perhaps: cash burn. Read More

Tennessee Lender Sued for Poaching From Competitor

PrimeLending claims First Community Mortgage encouraged employees to bring trade secrets with them when they shifted companies. Read More

RoundPoint Settles Servicing Allegations in Bay State

The mortgage servicer reached a relatively modest settlement with the Massachusetts Attorney General’s Office to resolve alleged violations of mortgage servicing and debt collection regulations. Read More

Mortgage-Related Activity in Congress Expected to Be Limited

Divided leadership in Congress means bipartisanship will be required to get bills to President Biden’s desk. Not many mortgage-related bills are expected to make it that far in the next two years. Read More

How UWM’s Ishbia Parlayed His Stake Into the Suns

UWM chief Mat Ishbia is about to become the owner of an NBA team. Does he have enough money to make the grade? It certainly looks that way. Read More

Congress Closes Out 2022 With New FHA Funding; VA Appraisals

In the lame duck session, Congress managed to pass a spending bill with funding for FHA IT modernization. A separate bill updating standards for VA appraisals also made it to President Biden’s desk. Read More

Grapevine: The Market for Reverse MSRs? / Understanding Nonbanks

Prices have come back down to earth for mortgage servicing rights, especially for Ginnie product. But what about reverse FHA-backed MSRs? Sometime this quarter GNMA will find out as it moves to resolve its legal rights regarding RMF. Read More

Inside Mortgage Finance

January 5, 2023

View Archived Issues

Agency Market Sinks Deeper as 2022 Limps to Finish Line

Lenders Strategize to Get Through a Tough 1H23

Tennessee Lender Sued for Poaching From Competitor

RoundPoint Settles Servicing Allegations in Bay State

Mortgage-Related Activity in Congress Expected to Be Limited

How UWM’s Ishbia Parlayed His Stake Into the Suns

Congress Closes Out 2022 With New FHA Funding; VA Appraisals

Grapevine: The Market for Reverse MSRs? / Understanding Nonbanks

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 5, 2023

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?