Cart

Inside Mortgage Finance

July 21, 2022

View Archived Issues

FHA, PMI Notch Gains in Slumping Agency Market

The FHA program and private MIs accounted for slightly larger shares of insured loans securitized in the second quarter. The volume of insured loans delivered to Fannie, Freddie and Ginnie was down 8%, compared to a 39% nosedive in uninsured loans. (Includes three data charts.) Read More

FHFA Announces New Office of Financial Technology

Fintechs are set to face increased scrutiny from the Federal Housing Finance Agency. Read More

Megabanks Report 2Q22 Mortgage Results. The Verdict?

Commercial banks, so far, have turned in underwhelming mortgage results for the second quarter, but that was to be expected. The real show starts in a few weeks when publicly traded nonbanks release earnings. Read More

MSR Players Adjusting Following Rapid Interest Rate Rise

The market for MSRs is now divided between portfolios with loans originated prior to 2022 and portfolios with loans that have prevailing interest rates, prompting some shifts in practices among servicers and investors. Read More

Thompson Puts Onus of Ending Conservatorship in Congress’ Hands

FHFA’s new director told the House Financial Services Committee that politicians must decide what the future of housing finance looks like. Read More

Better.com’s IPO/SPAC Faces Steep Odds

The mortgage IPO market is in tatters these days, given higher interest rates and rapidly shrinking profits and originations. So why does fintech Better.com think it can pull off a deal? Read More

Attorneys Say APOR-Based QMs Likely Here to Stay

The Consumer Financial Protection Bureau is likely to move forward with the QM definition established in late 2020, with possible tweaks to seasoned QMs, according to industry participants. Read More

FHA Still Undecided on Timing of MIP Reduction

Officials are examining multiple factors, including current housing and economic conditions, as well as trade-offs within the Congressional appropriations process, when considering a reduction to FHA mortgage insurance premiums. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results