October 8, 2021 | Inside Mortgage Finance

Agency Market Slumps in 3Q21 as Refis Plummet

Sales of purchase-money mortgages into the agency secondary market continued to gain momentum in the third quarter, but the refinance sector saw further erosion. (Includes two data charts.) Read More

Cash-Out Refis: Boom Without the Bust

An FHFA-OIG report suggests underwriting for the current wave of cash-out refinances is much better than in previous cycles. Read More

A Bull Market for MSRs Suddenly Arrives

Interested in buying mortgage servicing rights? You’re not alone, but pricing is beginning to accelerate. Yearend is less than three months away. Read More

CFPB, FHFA Expected to be in Lockstep with White House

The CFPB and the FHFA are no longer quasi-independent agencies insulated from the whims of the White House. Read More

A Reason to Pause on Mortgage Fintech Better.com?

No one ever said becoming a public company was easy, but a new public filing related to Better.com’s plans reveals some of the roadblocks that lie ahead. Will investors take note? Read More

Fannie Streamlines Master Servicer Processes

Reporting and reimbursement procedures are expected to change immediately at the government-sponsored enterprises. Read More

First-Generation Homebuyer Downpayment Bill Introduced

The Downpayment Toward Equity Act, sponsored by Sen. Raphael Warnock, D-GA, would grant up to $25,000 in assistance to first-generation homebuyers. Its fate, though, depends on the final size of the Build Back Better Act. Read More

Banks Favor FDIC Proposal on Mortgage Servicing Accounts

Industry groups want the Federal Deposit Insurance Corp. to specify which payments into mortgage servicing accounts would qualify for coverage. Read More

Inside Mortgage Finance

October 7, 2021

View Archived Issues

Agency Market Slumps in 3Q21 as Refis Plummet

Cash-Out Refis: Boom Without the Bust

A Bull Market for MSRs Suddenly Arrives

CFPB, FHFA Expected to be in Lockstep with White House

A Reason to Pause on Mortgage Fintech Better.com?

Fannie Streamlines Master Servicer Processes

First-Generation Homebuyer Downpayment Bill Introduced

Banks Favor FDIC Proposal on Mortgage Servicing Accounts

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

Income and MBS Portfolio Increase at Armour in Fourth Quarter

Featured Data

CRE Securitization Rises in 2025 With Agency MF Boost

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

October 7, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?