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Inside Mortgage Finance

July 15, 2021

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Pandemic Spawned Big Gain in GSE Servicing Market

Nonbank servicing of Freddie single-family MBS soared 58.6% over the past year, while Fannie saw a 31.1% gain. But in the stagnant Ginnie market, nonbanks managed to grow their servicing by just 5.9% since June 2020. (Includes two data charts.) Read More

Higher Capital Standards: Trouble Ahead or a Good Thing?

The government wants its MBS servicers to have more cash on hand, just in case. But what about Fannie and Freddie? Read More

Home Price Boom Leading to More Cash-Out Refis, Jumbos

Home prices are increasing at levels last seen in 2005. A growing share of mortgage originations are shifting to the jumbo market and cash-out refis. Read More

Want to Get into the MI Business? Here’s Your Chance

Mortgage insurer PMI of Arizona has put itself on the auction block. Who? And therein lies a story... Read More

Reading the Megabank Tea Leaves: A Decent 2Q21 for Lending

It’s earnings season and the early results indicate a decent 2Q for most but not all is rosy. Gain-on-sale margins continued to suffer. Read More

Shareholders Consider Their Chances Post Collins

The Supreme Court dealt GSE shareholders a blow in Collins, but cases before a DC district court and the U.S. Court of Federal Claims may finally get before a jury. Read More

Lenders Once Again Demand Rescission of PSPA Rules

Trade groups are focusing on the PSPAs’ impact on the ability of the GSEs to cross-subsidize their affordable housing efforts. Read More

MBA Seeks Help to Push for Extending Remote Work

The Mortgage Bankers Association is asking organizations representing governors and state regulators for help in extending remote work flexibility for licensed loan officers. Read More

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