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Home » Newsletters » Inside Mortgage Finance

Inside Mortgage Finance

November 25, 2020

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  • Inside Mortgage Finance, Full Issue, November 27, 2020 (PDF)

TPO Market Makes a Rebound in 3Q20, But Retail Still Reigns

The primary market looked a little more like normal in the third quarter, with correspondents and mortgage brokers regaining some ground. Traditional retail still accounted for an historically large share of production. (Includes six data charts.) Read More

As More IPOs Hit the Market, The Risk Question Is Asked

As more nonbanks announce their Wall Street plans, state regulators once again wave the flag on risk. Read More

FHFA Raises 2021 Baseline Conforming Loan Limit

The Federal Housing Finance Agency has raised the baseline conforming loan limit for GSE mortgages by $37,850 for next year. Read More

Fed Governor Calls for More Regulation of Nonbanks

If not for the surge in originations and refi income, the delinquencies and defaults seen this spring could have caused some mortgage companies to fail, according to Federal Reserve Governor Michelle Bowman. Read More

Will the GSEs Exit Conservatorship Before the Inauguration?

FHFA Director Mark Calabria and Treasury Secretary Steven Mnuchin seem to have different motives to take the GSEs out of conservatorship. However: Will they be able to reach an agreement soon? Read More

Originations Show Few Signs of Slowing in 4Q20

We’ll never seen another quarter like 3Q20 again, right? Not so fast. Nonbank managers report that business is hardly slowing as 2020 winds down. Read More

OIG: FHFA Still Not Quite Ready to Supervise the GSEs

Although FHFA claims to have taken steps to improve its supervisory prowess, no signs of those improvements are apparent, the agency OIG said in its semi-annual report to Congress. Read More

Faced with Legal Action, NAR Apologizes for Biased Policies

The Department of Justice has proposed a settlement that requires Realtors to provide greater transparency to home buyers regarding broker commissions. Read More

Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

  • Delinquencies Climb During Fourth Quarter, Led by FHA

  • GSEs Getting Aggressive With Cash Window Pricing

  • Onity’s Earnings Helped by Release of Tax Valuation Allowance

More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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