| Inside Mortgage Finance

3Q20 First-Lien Originations Near All-Time Record

The year 2020 is on the edge of greatness as third-quarter mortgage originations climbed to $1.14 trillion, just shy of the all-time record set 17 years ago. (Includes two data charts.) Read More

FHFA Moves to Clamp Down New GSE Products, Activities

A new rule proposed by the FHFA this week would ensure Fannie Mae and Freddie Mac “stay focused on their core mission and do not stray into business the market already serves well” after they exit conservatorship. Read More

CFPB Extends QM Patch Beyond Early Next Year

The qualified-mortgage patch will stay in place until the “mandatory compliance date” for the new general QM definition, which the bureau is still working to finalize. Read More

Underwriter Wars Heat Up, ‘Raids’ A Plenty?

Loan underwriters are in such demand that some mortgage lenders are seeing their staffs get poached. What’s a CEO to do? Read More

In IPO ‘Watch Mode,’ loanDepot Moves to Sell Debt

A funny thing happened to loanDepot on its way to a supposed initial public offering: A debt offering. Yield? We don’t know. Read More

Nonbank Servicers Safe for Now. But in the Future?

Booming refi business is generating strong profits for nonbank lender/servicers, easing concerns about liquidity. Still, some nonbank servicers are calling on the Federal Home Loan Banks for financing lines. Read More

MMIF is on a Strong Footing, Carson Reassures Industry

Noting an increase in loans in the seriously delinquent category, HUD Secretary Ben Carson said the FHA has “focused on building up” reserves for “times like these.” According to one consultant, the MMIF has $72.4 billion in cash reserves. Read More

Grapevine: The GSE Fee is Cast in Stone / Ocwen Strives to Break Out

A few weeks back there was some hope that, perhaps, the GSE adverse market fee might get scrapped. Not so. Meanwhile, Ocwen keeps trying to turn things around. Read More

Inside Mortgage Finance

October 22, 2020

View Archived Issues

3Q20 First-Lien Originations Near All-Time Record

FHFA Moves to Clamp Down New GSE Products, Activities

CFPB Extends QM Patch Beyond Early Next Year

Underwriter Wars Heat Up, ‘Raids’ A Plenty?

In IPO ‘Watch Mode,’ loanDepot Moves to Sell Debt

Nonbank Servicers Safe for Now. But in the Future?

MMIF is on a Strong Footing, Carson Reassures Industry

Grapevine: The GSE Fee is Cast in Stone / Ocwen Strives to Break Out

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

Income and MBS Portfolio Increase at Armour in Fourth Quarter

Featured Data

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

October 22, 2020

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?