| Inside Mortgage Finance

Home-Equity Market Slumps in Wake of Refi Explosion

The supply of home-equity debt outstanding declined at an accelerated rate and new HEL lending fell sharply. Credit unions held their own. (Includes three data charts.) Read More

Agency 1-Family Business in August Hits Another Record

The purchase-mortgage share of loans sold to Fannie, Freddie and Ginnie gained slightly in August, and there was some rebound in correspondent activity. Read More

Bulk Servicing Prices Improve but with Caveats

Signs of life in mortgage servicing sales? Believe it or not, yes, unless you're playing in the Ginnie Mae arena.

Broad Support from Industry for Removing QM DTI Limit

The CFPB’s proposal to replace the 43% DTI ratio limit for determining QMs with a price-based approach has received support from industry participants. Read More

Lender/Servicer Retention Rates Fall Even as Refis Rise

Fewer borrowers are staying with their previous lender/servicers post mortgage refinancing. Quicken Loans stands out with an exceptionally high retention rate. Read More

HUD Revamps Disparate-Impact Rule. Harder to Sue?

The final version of the rule will make it more difficult to prove discrimination claims against lenders. Fair housing groups are crying foul. Read More

Housing Advocates Rebuke FHFA’s GSE Capital Rule

One of the key functions of the GSEs is to pool risk nationally for the benefit of underserved borrowers, and any capital framework for the enterprises has to build in this cross-subsidy, according to housing advocates. Read More

Industry Not Worried About a California Mini-CFPB. Why?

The final version of the bill exempts mortgage licensees from the expanded oversight and enforcement authority the state agency will have. Read More

Mortgage Grapevine: Rocket, Man; Mortgage Hiring Untethered

Rocket Companies posted a stunning $3.46 billion profit in 2Q20 but then got hit with a "negative" rating from Susquehanna Financial Group.

Inside Mortgage Finance

September 10, 2020

View Archived Issues

Home-Equity Market Slumps in Wake of Refi Explosion

Agency 1-Family Business in August Hits Another Record

Bulk Servicing Prices Improve but with Caveats

Broad Support from Industry for Removing QM DTI Limit

Lender/Servicer Retention Rates Fall Even as Refis Rise

HUD Revamps Disparate-Impact Rule. Harder to Sue?

Housing Advocates Rebuke FHFA’s GSE Capital Rule

Industry Not Worried About a California Mini-CFPB. Why?

Mortgage Grapevine: Rocket, Man; Mortgage Hiring Untethered

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

September 10, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?