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Crosscurrents in Servicing: Fragmented and Forbearing

Delinquency rates generally went higher in the second quarter, and forbearance counts continued to climb. With MSR sales down, larger servicers generally ceded ground to smaller firms. (Includes three data charts.) Read More

Signs of Life in Bulk MSR Sales but Bids Remain Weak

The bulk MSR market is on the mend but it’s hardly a “good news” story. Bids are weak and dealmakers are advising sellers to wait. Read More

A $4.3 Billion 2Q Profit for the GSEs. COVID Charges Decline

Thanks to a booming origination market, Fannie and Freddie posted strong earnings for the second quarter despite the economic carnage caused by the pandemic. Their capital positions also improved.

NYDFS Charges First American over Data Breach

In its first cybersecurity-related enforcement action, the New York regulator charged First American Financial with inadvertently disclosing more than 850 million personal title insurance documents. Read More

CFPB’s QM Proposal Would Increase Room for Innovation

Changing standards for the qualified-mortgage patch could lead to increased use of proprietary automated underwriting systems. Read More

Former Freddie Chief Against Expanding FHLB Membership

The “implied guarantee subsidy” that underpins the FHLBank operations is the reason why financial institutions of all kinds are clamoring for membership, according to former Freddie CEO Don Layton. Read More

Industry U-turns on Disparate Impact, Calls for Rule Withdrawal

According to Ted Tozer, former Ginnie Mae president, lenders experienced aggressive disparate-impact litigation during the previous administration, resulting in initial support for revising the disparate impact rule. Read More

BofA Settles Disability Discrimination Claims for $300K

Bank of America wrote policies between 2010 and 2016 that denied mortgages and HELOCs to adults with disabilities who were under legal guardianships or conservatorships. Read More

Inside Mortgage Finance

July 30, 2020

View Archived Issues

Crosscurrents in Servicing: Fragmented and Forbearing

Signs of Life in Bulk MSR Sales but Bids Remain Weak

A $4.3 Billion 2Q Profit for the GSEs. COVID Charges Decline

NYDFS Charges First American over Data Breach

CFPB’s QM Proposal Would Increase Room for Innovation

Former Freddie Chief Against Expanding FHLB Membership

Industry U-turns on Disparate Impact, Calls for Rule Withdrawal

BofA Settles Disability Discrimination Claims for $300K

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Appeals Court Grants Rehearing of CFPB Case

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Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

July 30, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?