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Inside Mortgage Finance

July 16, 2020

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Private MI Share of Insured Agency Market Up in 2Q20

A big surge of conventional refinance loans helped private MIs boost their share of the insured agency market to 44% in the second quarter, although purchase loans continued to account for most PMI business. (Includes two data charts.) Read More

Collapse of MSR Market Skews Agency Servicing

Independent mortgage companies for the first time serviced more than half of the single-family loans in agency MBS at midyear. But many high-ranked servicers saw declines in their agency servicing portfolios. (Includes two data charts.) Read More

A Mixed-Production Bag for the Megabanks in 2Q20

When it comes to origination gains, Wells Fargo and JPM took a backseat to some of their commercial banking brethren in 2Q20. Read More

On the IPO Circuit, Next Up: Caliber? loanDepot? No One?

Quicken’s recent IPO news has sparked chatter that other top-ranked nonbanks might go public as well. But often, that’s easier said than done. Read More

Lenders' Strategies Differ on Jumbo Mortgages Post-Virus Volatility

Underwriting standards on jumbo mortgages tightened in March and April amid volatility from the coronavirus. The spread on interest rates for jumbo mortgages is also wider than it was before March.

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Non-Agency Servicers in a Fix Over Providing Relief

Non-agency mortgages aren’t covered under the CARES Act, leaving servicers of such loans to rely on a combination of standards set by the GSEs and individual MBS contracts. Read More

Court Dismisses Two More GSE Shareholder Lawsuits

Chief Judge Margaret Sweeney won’t allow Fannie and Freddie shareholders to bring derivative claims related to the net worth sweeps. Read More

Foreclosure Threat Looms But May Not Be as Bad as 2008

The number of pandemic-induced foreclosures may not be as high as following the 2008 housing crisis due to the different nature and condition of the current economic downturn, according to industry experts. Read More

FHA Offers Loss-Mitigation Options During Pandemic

The new measures will help borrowers in COVID-19-related relief avoid foreclosures at the end of their forbearance period. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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