Despite Pandemic, Warehouse Commitments Keep Rising

The warehouse sector is in a historic sweet spot: Nonbanks are making money hand-over-first, while accepting the tighter underwriting requirements placed on them. (Includes data charts.) Read More

New Capital Rule Sets the Stage for the GSEs to Exit Conservatorship

With combined assets worth about $6.1 trillion, Fannie Mae and Freddie Mac will need to set aside roughly $250 billion in leveraged capital in order to comply with the new rule. Read More

Wholesale-Broker Channel Rebounds Bigtime in 1Q20

Traditional retail mortgage lending declined in the first quarter and correspondent production tanked. But the wholesale-broker sector, led by its flagship lender, posted a solid gain. (Includes six data charts.) Read More

Origination Profit Margins at Record Highs? Looks Like It

In the COVID-19 era, lenders have been hampered by credit tightening and forbearance edicts, but an odd thing has occurred: Profit margins on new loans are phenomenal. Read More

Non-QM Lenders Return to Market with Revised Underwriting

Two top non-QM lenders have resumed activity but with fewer products and tighter underwriting. The secondary market is also reopening. Read More

Calabria Defends FHFA’s COVID-19 Response

Pushing back on the criticism, FHFA Director Mark Calabria said servicers appear able to withstand a substantially deeper economic downturn. Read More

OCC Finalizes CRA Overhaul

The OCC finalized the Community Reinvestment Act regulation only 41 days after the comment period closed in mid-April. Read More

Congress Debating Next Round of Stimulus

A $3 trillion stimulus bill passed by the House has set the stage for negotiations with Senate Republicans. Read More

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

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Inside Mortgage Finance

May 21, 2020

View Archived Issues

Despite Pandemic, Warehouse Commitments Keep Rising

New Capital Rule Sets the Stage for the GSEs to Exit Conservatorship

Wholesale-Broker Channel Rebounds Bigtime in 1Q20

Origination Profit Margins at Record Highs? Looks Like It

Non-QM Lenders Return to Market with Revised Underwriting

Calabria Defends FHFA’s COVID-19 Response

OCC Finalizes CRA Overhaul

Congress Debating Next Round of Stimulus

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Ginnie Gains More Servicing Share During First Quarter

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CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

May 21, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?