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Inside Mortgage Finance

May 14, 2020

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Private MIs Lose Share in 1Q20; VA Usurps FHA

Heavy refinance activity pushed FHA and VA endorsements higher in the first quarter of 2020, while private MIs raised prices and braced for the impact of COVID-19. (Includes three data charts.) Read More

Early-Stage Delinquencies Up Sharply in Agency MBS

Delinquencies on mortgages in agency MBS surged in April amid financial difficulties prompted by the coronavirus. Loans were performing well before the pandemic. (Includes data chart.) Read More

Still Undecided: How FHA Might Pull Off Forbearance

FHA is sympathetic to the plight of its lenders during the coronavirus crisis but how far will it go on forbearance for loans in progress? No one knows, at least not yet.

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Freedom’s Purchase of RoundPoint: Dead or on Life Support?

The Freedom-RoundPoint acquisition appears headed for the scrap heap, but so far, mum's the word. Will anything change?

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Borrowers Making Payments for Loans in Forbearance

Several mortgage borrowers seem to be using the government’s forbearance program as more of an insurance policy, a development that is providing some relief for servicers. Read More

MBA Seeks Clarification on FHA COVID-19 Partial Claim

The MBA has urged FHA to clarify whether borrowers who had opted for HAMP in the past 24 months are eligible for partial claims. Read More

CECL: Fannie vs. Freddie

The adoption of CECL left Fannie with a loss of $1.1 billion at the beginning of 2020; but it only cost Freddie $240 million. Read More

Reverse Mortgage Market Holding Up During Pandemic

Applications for reverse mortgages shot up during the early days of the pandemic as seniors sought alternative sources of cash. Read More

Grapevine: The 2.5% Conventional FRM is Here / FHFA’s New Deferral Option

UWM has rolled out an ambitious new program to fund a ton of conventional FRMs at 2.5%. Meanwhile, Fannie/Freddie borrowers have a new COVID-19 payment deferral option.

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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