Cart

Inside Mortgage Finance

March 12, 2020

View Archived Issues

Historic Drop in Rates Fuels Lending Surge but MSR Fears Prevail

The mortgage banking industry is grappling with historically low rates that are spurring a boom in originations but an anticipated bloodbath in MSR markdowns. Profits galore or Armageddon times? Read More

Some States ‘Temporarily’ Allow LOs to Telework

In the wake of the coronavirus pandemic, some state regulators have temporarily eased rules to allow loan originators to telecommute. Read More

Home-Equity Lending Sags in 4Q19, Giving Way to Refi

The outstanding supply of home-equity debt fell close to the $500 billion mark in late 2019, and depository HELOC holdings dropped to $402 billion. (Includes three data charts.) Read More

Industry Fights Hike in G-Fee to Fund Non-Housing Plans

The industry has once again written to Congress requesting that guarantee fees be used only as originally intended: as a critical risk management tool to protect against potential mortgage credit losses. Read More

Subservicing Contracts Move North as Some Players Prepare to Exit

Subservicing vendors continued to make gains in the fourth quarter as the appetite for outsourcing grew. In short, some MSR owners just don’t want to deal with the hassle of loan processing and regulations. (Includes data chart.) Read More

Lenders Urged to Ease Burden on Borrowers in Response to COVID-19

Regulators are asking lenders to be mindful of how the coronavirus outbreak may impact borrowers’ ability to make monthly mortgage payments. Read More

Mortgage-Related Events Canceled Due to Coronavirus

The list of mortgage industry-related conferences called off due to concerns tied to the spread of the coronavirus is growing day by day. Read More

Problems Pile Up for Sterling Bank as DOJ Initiates Probe

In more troubles for Sterling Bank and Trust, the lender’s residential mortgage operations are now under investigation by the Department of Justice. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results