| Inside Mortgage Finance

Nonbanks Make Servicing More Top-Heavy in 2019

Big gains by Mr. Cooper and NewRez boosted the combined portfolio of the top five servicers, offsetting further declines at Wells Fargo, Chase and Bank of America. (Includes two data charts.) Read More

Wells, Chase Retreat Further in Agency MBS Servicing

Nonbanks are on pace to surpass depository institutions as the largest class of agency servicers sometime early this year. (Includes two data charts.) Read More

Closing Times are Not Equal but They Hit an Annual High in December

Mortgage lenders were happily writing as many loans as possible during the second half of 2019. But not surprisingly, closing times increased. Read More

New FICO Model Not Helpful Unless Adopted by the GSEs

Unlike previous models, the FICO Score 10 will consider account balances and missed payments over a 24-month period. It will flag borrowers who have consolidated credit card debt into riskier personal loans. Read More

CFPB ‘Abusiveness’ Policy to Have Limited Impact

The bureau has tightened the use of “abusive” practices under its sweeping authority to prohibit unfair, deceptive or abusive acts or practices. Industry watchers believe the impact of the new policy might be limited. Read More

RoundPoint Sale Drags On. Who’s to Blame?

Freedom’s purchase of RoundPoint Mortgage is dragging on. But the deal should make Freedom the nation’s 11th largest servicer of home mortgages. Read More

Tech-Savvy Millennials Seek In-Person Mortgage Services

Many potential first-time homebuyers want lenders to offer both an online loan application process and in-person services. Borrowers are looking for speed, convenience and customer service. Read More

Mortgage Grapevine: More Concerns Over Nonbanks? / Waiting on Fannie and Freddie

The worry beads are once again out for nonbanks. Meanwhile, coming soon: fourth-quarter results for Fannie and Freddie. What possibly could go wrong? Read More

Inside Mortgage Finance

January 30, 2020

View Archived Issues

Nonbanks Make Servicing More Top-Heavy in 2019

Wells, Chase Retreat Further in Agency MBS Servicing

Closing Times are Not Equal but They Hit an Annual High in December

New FICO Model Not Helpful Unless Adopted by the GSEs

CFPB ‘Abusiveness’ Policy to Have Limited Impact

RoundPoint Sale Drags On. Who’s to Blame?

Tech-Savvy Millennials Seek In-Person Mortgage Services

Mortgage Grapevine: More Concerns Over Nonbanks? / Waiting on Fannie and Freddie

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

January 30, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?