| Inside Mortgage Finance

Refi Lending Catching Up to Purchase Market in 3Q19

The 47.3% share for refinance business was the highest since the fourth quarter of 2016. Retail remained the largest source of both purchase and refi business, but correspondent platforms saw the biggest improvement from the second quarter. (Includes four data charts.)

It’s Open Season for LO Recruiting. Signing Bonuses?

Thanks to a strong origination market, loan officers are in demand. The payment of "signing bonuses" is not unusual this time of year, but will the investment in top performers be worth it? Opinions can vary.

CFPB Eyes Changes to Consent Order Termination

The powerful consumer regulator is working on a plan to identify ways to improve the consent order process. The idea: release so-called "reformed" players from the regulatory burden of CO prison.

Mortgage Biz Strong but Early-Stage Defaults Rise

Delinquencies continued to decline in the third quarter, helped by a strong employment market and economic growth. However, there are some signs that late payments might inch upwards. (Includes data chart.)

HUD Lists Priorities for 2020, Including DPA, FHAct, More

DPA provided by government entities and the disparate-impact standard are among HUD's regulatory priorities for FY 2020, according to the agency's regulatory agenda.

Lender Accused of Accepting Kickbacks in Postage Stamps

RESPA kickback schemes can take many forms. One civil case pending in Maryland centers on postage stamps forwarded by a vendor to an originator.

Mortgage Grapevine: Reading the Origination Tea Leaves

Profits and originations are starting to show slippage. Then again, it's yearend. Right?

Inside Mortgage Finance

December 5, 2019

View Archived Issues

Refi Lending Catching Up to Purchase Market in 3Q19

It’s Open Season for LO Recruiting. Signing Bonuses?

CFPB Eyes Changes to Consent Order Termination

Mortgage Biz Strong but Early-Stage Defaults Rise

HUD Lists Priorities for 2020, Including DPA, FHAct, More

Lender Accused of Accepting Kickbacks in Postage Stamps

Mortgage Grapevine: Reading the Origination Tea Leaves

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

December 5, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?