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Inside Mortgage Finance

March 8, 2019

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Conforming-Jumbo Lending Volume Hammered in 2018

Higher conforming loan limits for agency mortgage-backed securities programs didn’t do much to offset a sharp decline in total jumbo lending last year, according to a new Inside Mortgage Finance ranking and analysis. [Includes three data charts.] Read More

MSR Auction Market Red Hot – But in a Good Way

Sales of bulk mortgage servicing rights spiked by almost 19% last year to $482.4 billion, but 2019 could be even better. Read More

Expanded-Credit Mortgage Volume Increases

Among the four main mortgage products, only originations of expanded-credit loans increased in 2018. Originations of expanded-credit mortgages rose 20.2% to $45.2 billion last year, according to estimates by Inside Mortgage Finance. Total first-lien production declined by 9.9% during the year. Read More

GSE Reform Back on the FHFA’s Radar

With Mark Calabria’s confirmation as director of the Federal Housing Finance Agency seemingly imminent and the prospect looming of some kind of administrative reform of the government-sponspored enterprises, industry groups are getting anxious. Read More

Lenders Welcome FHA’s Vendor Verification Rule

Market participants welcomed the new FHA guidance that allows the use of third-party vendors as an alternative method to verify a borrower’s employment, income and assets directly with the employer and financial institutions. Read More

MBA Calls for More Access to Liquidity for Nonbanks

As policymakers evaluate systemic risk in the housing-finance market and act to avert the next crisis, they should avoid taking measures that would force market share away from nonbanks, the Mortgage Bankers Association cautioned. Read More

More FTHB Servicemembers Using VA Loans

A new report from the Consumer Financial Protection Bureau shows a dramatic shift by servicemembers who are first-time homebuyers from conventional to government-backed loans, particularly VA loans, during and after the financial crisis. Read More

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