Inside Mortgage Finance

Mortgage Lending Shrugs Off Sharp Drop in Subprime Volume During Surprising Second Quarter Rebound

A funny thing happened on the way to the mortgage industry’s funeral in the spring of 2007: new production volume increased and – even more surprising – many firms reported stronger profits from their core mortgage banking... [Includes two charts and one graph] Read More

Fed’s New Rules Under HOEPA Aim to Make Subprime Market Look More Like Prime

A Federal Reserve official this week revealed some details about the agency’s effort to regulate the subprime market by bringing it more in line with business practices in the prime market. At a panel discussion this week sponsored by the Urban Institute, Sandra... Read More

Mortgage Industry Split on Lowering Conforming Loan Limit; Fannie Mae, Freddie Mac Diverge

The Office of Federal Housing Enterprise Oversight is now sorting out the divergent views of a mortgage industry that is split on the prospect of instituting a formal policy by which the agency would lower the conforming loan limit in a declining real estate market... Read More

Frank Ponders Recommendation to Subject Insured Banks, Thrifts to FTC Oversight

House Financial Services Committee Chairman Barney Frank, D-MA, this week expressed interest in a proposal by consumer groups to allow the Federal Trade Commission to write and enforce unfair-and-deceptive practices regulations against federally regulated home... Read More

SEC Clarifies Servicer Ability to Modify Troubled Loans Without Jeopardizing MBS Accounting

The Securities and Exchange Commission agrees with industry groups that servicers can mitigate losses on subprime mortgages without jeopardizing the accounting treatment most issuers rely on. Loan modification is widely seen as an important tool to minimize... Read More

Regulators Reject Advocates’ Call for Expanded HMDA Data Reporting

Federal regulators and the Department of Justice are using Home Mortgage Disclosure Act data to the fullest in efforts to identify and take enforcement action against discriminatory lending, but none would support consumer advocates’ call for additional HMDA... Read More

July 27, 2007

View Archived Issues

Mortgage Lending Shrugs Off Sharp Drop in Subprime Volume During Surprising Second Quarter Rebound

Fed’s New Rules Under HOEPA Aim to Make Subprime Market Look More Like Prime

Mortgage Industry Split on Lowering Conforming Loan Limit; Fannie Mae, Freddie Mac Diverge

Frank Ponders Recommendation to Subject Insured Banks, Thrifts to FTC Oversight

SEC Clarifies Servicer Ability to Modify Troubled Loans Without Jeopardizing MBS Accounting

Regulators Reject Advocates’ Call for Expanded HMDA Data Reporting

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

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Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

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Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

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IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?