Inside Mortgage Finance

Refurbished Subprime Mortgage Industry Makes Gradual Shift in Lending Choices in Early 2007

The seismic upheaval in the subprime mortgage market that has knocked a significant number of companies out of the industry and yielded a sharp decline in loan volume has, so far, produced relatively little change in the... [Includes two charts and one graph] Read More

Subprime Market Crisis Creates New Business Opportunities for Government-backed Financing

The recent collapse of the subprime mortgage market has raised the business prospects for agency-backed mortgages. The challenge for lenders now is how and when to tap FHA and VA mortgage insurance programs as alternatives, according to government lending... Read More

Jackson Says Legislative Reform Needed to Enable FHA to ‘Rescue’ Beleaguered Subprime Homeowners

The Federal Housing Administration would be able to help half of the troubled subprime borrowers if it could get expanded risk-based pricing authority and other proposed FHA reform measures, according to the nation’s top housing regulator. Department of Housing and... Read More

Florida Provided Most MI Premiums Earned In 2006, But Texas Exacted Most Losses

California may be the biggest mortgage market in the U.S. in terms of outstanding loans and new originations, but Florida provided private mortgage insurers more earned premiums in 2006, according to a new Inside Mortgage Finance analysis... [Includes two charts] Read More

SCOTUS Imposes Heavier Burden on Plaintiffs Seeking Damages under FCRA

A U.S. Supreme Court ruling this week clearing two U.S. insurers of any liability for alleged “willful” violations of the Fair Credit Reporting Act has made it much more difficult for plaintiffs to hit mortgage lenders with potentially ruinous class-action lawsuits... Read More

Cooling Housing Market Creates Different Kind of Pressure for Property Appraisers

As the housing market cools and fewer home loans are being made, the pressure on appraisers is shifting from trying to appease lenders by meeting appraisal targets to making the appropriate economic evaluation of the market, according to a veteran real-estate... Read More

Inside Mortgage Finance

June 8, 2007

View Archived Issues

Refurbished Subprime Mortgage Industry Makes Gradual Shift in Lending Choices in Early 2007

Subprime Market Crisis Creates New Business Opportunities for Government-backed Financing

Jackson Says Legislative Reform Needed to Enable FHA to ‘Rescue’ Beleaguered Subprime Homeowners

Florida Provided Most MI Premiums Earned In 2006, But Texas Exacted Most Losses

SCOTUS Imposes Heavier Burden on Plaintiffs Seeking Damages under FCRA

Cooling Housing Market Creates Different Kind of Pressure for Property Appraisers

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