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Inside Mortgage Finance

August 20, 2026

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Refis Trail Off in 2Q, Purchase Lending Slightly Ahead of 2025

Refi volume declined by 32.7% from the first quarter to the second but nearly doubled year to date. Meanwhile, purchase-mortgage originations increased by just 4.7% year to date. (Includes five data tables.) Read More

UWM, Two Harbors Lawsuit Highlights Role of Trust in M&A

UWM accused Two Harbors executives of subversion, inaction and lies to stop its planned acquisition of the real estate investment trust. Read More

Delinquencies Increase at Large Servicers in Second Quarter

The increase in the delinquency rate in the second quarter of 2026 erased improvements seen in the first quarter. Delinquencies are also expected to rise through the end of the year. (Includes two data tables.) Read More

Lenders Back FHFA Proposal to Adjust SCP

Trade groups agree that the reputational harm provision of the suspended counterparty program regulation is redundant. Read More

Nonbank Lenders Defend Practices Amid Scrutiny

A recent opinion piece in the Wall Street Journal suggested that nonbanks have loosened FHA underwriting standards, bringing about a wave of defaults. Read More

Newer Subservicers Look to Make Switching Affordable

Some subservicers are offering to pay deboarding fees charged by competing subservicers to help prompt transfers. MSR owners have some hesitation beyond fees, including risks from transfers. Read More

Homeowners See Some Relief on Insurance Premiums

The slowdown in premium increases comes as insurers focused on restoring profitability after a period of high inflation, rising construction costs, expensive reinsurance and record catastrophe losses. Read More

State Regulators Crack Down on Lender Noncompliance

A group of state regulators fined Newrez for servicing issues, while California fined Academy Mortgage for lackluster cybersecurity. Read More

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