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Inside Mortgage Finance

August 6, 2026

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Rocket, Chase Give Up Some Servicing Share in 2Q

Rocket was one of the largest sellers of agency mortgage servicing rights during the second quarter and the only nonbank to post a decline in owned servicing among the top-10 firms. Chase’s decline in owned servicing looks to be tied to portfolio runoff. (Includes three data tables.) Read More

Credit Score Shopping Likely With GSEs

Urban Institute researchers believe credit score gaming by lenders will raise scores for 44% of borrowers. Officials at FICO claim shopping appears to be occurring now that the GSEs accept VantageScore. Read More

UWM Turns to Oaktree for Capital, Suspends Dividend

The $1.65 billion in financing from Oaktree and the Ishbia family was via preferred equity. United Wholesale Mortgage’s equity declined with a loss in the second quarter tied to its failed acquisition of Two Harbors. Read More

OCC, FDIC Issue CRA Proposal; Fed Stays Out

The proposal would retain much of the 1995 regulatory framework while making changes to asset size thresholds and narrowing the range of retail banking services subject to CRA standards. Read More

Large Lenders Putting Even Greater Emphasis on Tech

Pennymac laid off origination staff and is counting on technology to keep its lending capacity elevated. Leaders at Newrez and loanDepot are also touting their tech investments. Read More

Non-QM Lending Shows No Signs of Slowing

The non-QM space has seen rapid growth, with more lenders entering the market and a growing cohort of self-employed borrowers. Read More

Homebuying Season Extends Into Summer

Homebuying picked up in the summer months after a slower than usual spring season. Read More

Purchase Volume Sustains Profits for GSEs in 2Q

New business grew at both enterprises despite an across-the-board decrease in refinance loan acquisitions. Read More

Trade Groups Call for Reductions in Appraisal Standards

Trade groups urged federal regulators to follow through on an executive order to modernize appraisal requirements. Read More

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