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Inside Mortgage Finance

July 30, 2026

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Originations Increase in 2Q Amid Headwinds From Rates

The industry originated an estimated $570.00 billion of first-lien mortgages during the second quarter of 2026, thanks to a resilient purchase-mortgage market. (Includes two data tables.) Read More

MSR Availability Expected to Remain Elevated

Limited earnings potential from originations and ongoing consolidation are likely to keep the supply of MSRs at healthy levels, according to officials at Annaly Capital Management. Read More

Duty-to-Serve Rewrite May Not Be Workable

Critics say that, by eliminating “prescribed activities,” FHFA has taken the teeth out of the DTS rule, making it difficult to enforce. Read More

Homebuilders Expect Incentives Use to Remain Elevated

Homebuilders reported a slight decline in incentive use in the second quarter, but still project incentives to remain elevated compared to historical average for the foreseeable future. Read More

Lenders Leverage New Strategies to Adjust to HPPA Rules

Lenders are examining how they market to prospective borrowers following the passage of the trigger leads bill in March. Read More

VA Fee Hike Stalls Over Pushback

A vote on a legislative package that would’ve raised fees on streamlined VA refis was postponed in Congress after Republicans narrowly dodged a motion to send it back to committee. Read More

CFPB Director Nominee Lays Out New Direction for Agency

At his confirmation hearing, Brian Johnson pledged to prioritize consumer protection, promote accountability by ensuring the CFPB acts within its statutory limits and modernize bureau operations. Read More

Lack of Starter Homes Primary Barrier to Homeownership

Loan officers in a recent survey said the lack of starter homes, and not high interest rates, was affecting housing affordability. Read More

More Buyers Relying on Refis to Ease Mortgage Strain

Many recent homebuyers are facing challenges as they have not been able to refinance as they had planned. Read More

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