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Inside Mortgage Finance

July 23, 2026

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Primary MI Volume, Characteristics Stable in Second Quarter

Lenders aren’t stretching to goose originations of GSE or government-insured loans. Issuance of agency MBS was fairly stable through the first half of 2026 and underwriting standards held firm, regardless of the presence of primary MI. (Includes three data tables.) Read More

Carrington, Bayview Lead MSR Buyers, Strategies Vary

Carrington led MSR buyers in the first half of the year, focusing on loans with lower coupons. Bayview Asset Management ranked second, targeting mortgages with interest rates above 6.0%. Read More

Competition Tightens in Mortgage Employment

Competition for positions is getting steeper among loan officers as hiring continues to stagnate, but tech-driven productivity gains means potential payoffs for top performers are higher than ever. Read More

VantageScore 4.0 Uptake Still Scant With GSEs

MBS disclosures show that, from April to June, VantageScore 4.0 has only been used to qualify roughly $579 million in mortgages in Fannie Mae or Freddie Mac pools. Read More

Warsh Looking to Drive Down Mortgage Interest Rates

If the Federal Reserve is able to reduce inflation, Fed Chair Kevin Warsh believes that interest rates on mortgages will come down. Economists in the mortgage market aren’t expecting lower rates anytime soon. Read More

Foreclosure Activity Begins to Normalize

Foreclosure processing, completions and starts are nearing pre-pandemic levels. Read More

Homebuilders Look for Changes at Local Level

Homebuilders believe that in addition to the federal housing bill, localized reforms are needed to address housing affordability. Read More

Grapevine: No Incentive to Game Scores? Fannie Survey Continues

Equifax CEO dismisses concerns about lenders gaming the GSEs’ underwriting standards; Fannie’s home price survey marches on. Read More

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