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Inside Mortgage Finance

June 25, 2026

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Nonbank Tops Home Equity Lenders for First Time

Rocket Mortgage was the largest originator of home equity loans in the first quarter of 2026. The nonbank started originating closed-end second liens in recent years as refi opportunities declined. (Includes three data tables.) Read More

Housing Affordability Bill Hits Another Hurdle

President Trump said he will not sign the 21st Century ROAD to Housing Act until Congress passes the election bill. Read More

Banks Seek Looser Capital Requirements for MSRs

Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%. Read More

FHA Lightens Regulatory Burdens, Eyes New Lenders

FHA is aiming its deregulatory efforts at barriers that make its programs less attractive to lenders. Read More

Non-QM Investors Demand Consistency With Underwriting

Investors are looking for consistency from non-QM lenders as concerns about expanding credit boxes mount. Read More

Nonbank Share of Originations Rises in First Quarter

Nonbanks accounted for 68.0% of residential mortgage originations in the first quarter of 2026. (Includes two data charts.) Read More

Home Price Depreciation a Possibility in Coming Years

Demographic shifts mean demand is falling. Meanwhile supply is increasing, raising the potential for falling home prices and fewer originations. Read More

Two Harbors Delays CrossCountry Vote Again

The delay to July 2 is the fourth time a shareholder vote on CrossCountry’s bid for Two Harbors has been pushed back. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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