Cart

Inside Mortgage Finance

January 2, 2026

View Archived Issues

Home Equity Lending Continues Upward Climb in Third Quarter

Originations of home equity lines of credit and closed-end second liens continued to increase during the third quarter of 2025 but at a slower pace than in the previous quarter. Read More

Top Tier Lenders Expand Share of Originations in 3Q

First-lien originations declined from the second quarter to the third, but the top five lenders boosted their share of production. Read More

Two Harbors Deal to Help Drive UWM’s Servicing Strategy

Kroll Bond Rating Agency said United Wholesale Mortgage’s acquisition of Two Harbors will expedite UWM’s move to in-house servicing. Read More

CFPB Commits to Fair Lending Activities on New Terms

Members of the CFPB’s Consumer Advisory Board cautioned against the bureau’s shift in fair lending priorities, including the elimination of disparate impact to prove discrimination. Read More

Homebuilders Push Incentives Amid Affordability Challenges

Homebuilders used price reductions and buydowns to drive sales and pull buyers off the sidelines in 2025. Read More

Lenders Seek Alternatives to Credit Reports to Save Costs

The rising cost of credit reports has driven more lenders to seek savings through alternative reporting agencies, or by offsetting costs in other areas, said Lenders One President Justin Demola. Read More

Home Insurance Cost Increases Slow in 2025

Home insurance premiums are rising at a slower pace, but affordability challenges still remain an issue for homebuyers. Read More

Warren Seeks Records on Forgiven Zombie Mortgages

Sen. Elizabeth Warren, D-MA, said it appears banks sold mortgages forgiven under the national mortgage settlement to debt collectors. Read More

FHFA Touts Administration’s Housing Success

Mortgage applications are on the upswing as interest rates and spreads fall. FHFA says Trump is responsible, but critics disagree. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results