July 4, 2025 | Inside Mortgage Finance

Purchase-Mortgage Volume Strong at FHA, VA in 2Q

FHA and VA purchase-mortgage volume increased by nearly 30% in the second quarter of 2025 compared with the previous quarter. GSE mortgages with private MI and agency purchase mortgages without primary MI lagged behind. (Includes two data tables.) Read More

Pulte Order Adds Crypto to the Mortgage Equation

The FHFA director last week directed Fannie Mae and Freddie Mac to figure out how to use cryptocurrency in the mortgage underwriting process. Read More

GSE Purchase Mortgages Shift to Higher Scores in 2Q

The share of GSE purchase mortgages with credit scores of at least 740 increased from 73.8% in the first quarter of 2025 to 74.6% in the second quarter. A similar trend was seen in GSE refi business. (Includes two data tables.) Read More

Mortgage Tech Platform Pauses as Investors Bail

RealKey, an automated loan processing platform, paused operations at the end of May. The startup’s CEO said the investment community has shied away from the mortgage tech space. Read More

Lenders Putting Greater Emphasis on Servicing

Mortgage servicing is becoming more valuable as lenders look for ways to boost originations. Read More

Federal Reserve Officials Grapple With Housing Supply

Leaders from some of the regional Federal Reserve banks discussed the lack of housing supply and how they are addressing challenges to find solutions. Read More

Housing Affordability Crisis Persists, Researchers Say

The gap between wages and homeownership costs widened in the second quarter of 2025, although it showed signs of stabilization on an annual basis. Read More

Robinhood Partners With Lender for Mortgage Perk

The stock trading app has partnered with Sage Home Loans to offer discounted mortgage rates and benefits to Robinhood Gold annual subscribers. Read More

Inside Mortgage Trends

July 3, 2025

View Archived Issues

Purchase-Mortgage Volume Strong at FHA, VA in 2Q

Pulte Order Adds Crypto to the Mortgage Equation

GSE Purchase Mortgages Shift to Higher Scores in 2Q

Mortgage Tech Platform Pauses as Investors Bail

Lenders Putting Greater Emphasis on Servicing

Federal Reserve Officials Grapple With Housing Supply

Housing Affordability Crisis Persists, Researchers Say

Robinhood Partners With Lender for Mortgage Perk

Latest Imf News

VA Getting Closer to Launching Partial Claim Program

GSEs’ Mortgage Holdings Increase by 26% in Fourth Quarter

Homebuilder Confidence Declines, Affordability Issues Persist

MFA Financial Increases Income in Fourth Quarter

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

July 3, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?