April 25, 2025

Mixed Trends in Primary MI Volume in First Quarter

In the purchase-mortgage market, private MIs lost some share compared with the fourth quarter of 2024. Though the private MI share was up compared with the first quarter of 2024. (Includes two data tables.) Read More

GSE Refi Characteristics Shift in First Quarter

Refi business moved toward lower LTV ratios and lower credit scores in the first quarter. Characteristics for purchase mortgages held steady compared with the fourth quarter of 2024. (Includes two data tables.) Read More

Servicing Drags Down Income at PennyMac, Mr. Cooper

The nonbanks took negative marks on their large holdings of mortgage servicing rights as hedges didn’t fully offset a decline in interest rates on mortgages during the first quarter. Read More

Florida Bank Retreats on Mortgage Lending, Goes Local

Amerant Bank launched national mortgage operations in 2021. Now, the bank is reducing its footprint, focusing on lending in Florida where its bank branches are located. Read More

Cyber-Savvy Lenders Find Costs Prohibitive

Although more lenders than ever are turning to automation and artificial intelligence, most see costs as the biggest barrier to the adoption of digital services, according to a survey by Stratmor Group. Read More

Lender Response to Mortgage Seasonality

During summer months, when loan officers are more likely to be overworked, denial rates on refinance applications increase, a sign of credit rationing, according to CFPB researchers. Read More

Grapevine: Poaching Settlement; Loss on Sale of TPO Unit

Waterstone Financial relents on defense against poaching allegations; Mr. Cooper takes loss on sale of Flagstar’s third-party originations unit; legal expenses rise at Mr. Cooper. Read More

Inside Mortgage Trends

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Mixed Trends in Primary MI Volume in First Quarter

GSE Refi Characteristics Shift in First Quarter

Servicing Drags Down Income at PennyMac, Mr. Cooper

Florida Bank Retreats on Mortgage Lending, Goes Local

Cyber-Savvy Lenders Find Costs Prohibitive

Lender Response to Mortgage Seasonality

Grapevine: Poaching Settlement; Loss on Sale of TPO Unit

Latest Imf News

Banks Post 4Q Dips in Mortgage Income

Class Action Filed Against UWM Over Robocalls

CMBS Maturities Closer Than They Appear

Trump Admin's Housing Market Contradictions

Featured Data

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

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IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

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Top Mortgage Players: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

April 25, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?