February 14, 2025

Refinance MI Volume Spikes in Agency Business in 4Q

Private mortgage insurance companies lost nearly $6 billion of business on the purchase-mortgage side in the fourth quarter, but gained back almost all of it on the refinance side. (Includes two data tables.) Read More

Mortgage-Banking Income Steady for Banks in 4Q24

Hedging shifting values of mortgage servicing rights continued to be a major factor in bank mortgage-banking activity as production income remained strong despite a sag in volume. (Includes data table.) Read More

Retained Servicing Strong Income Source for Lenders

Retaining servicing rights on production can provide originators a profit opportunity, if they are able to manage the business effectively. Read More

Fannie Outlines the Trends in Loan Defects in 2024

Homebuyers appear to have become a little less honest in their loan applications. Lender beware! Read More

Flood Insurance Needs to Change to Meet Growing Risk

Servicers said they believe the industry can do a better job of educating homeowners of natural disaster risks to their homes. Read More

Lock-in Effect Starting to Thaw Despite Elevated Rates

Some 17.2% of homeowners with mortgages had an interest rate greater than or equal to 6% at the end of the third quarter of 2024, compared to 12.3% in the third quarter of 2023. Read More

Improved Borrower Data Key to Better Loss Mitigation

Servicing executives said enhanced data have helped homeowners avoid foreclosure and kept overall losses down for investors. Read More

Grapevine: Debt Offerings; MagicBlocks Raises Capital; New AI Climate Risk Solution

PennyMac Financial Services upsizes debt offering by $200 million; Freedom Mortgage is set to issue $500 million of senior unsecured notes; Beeline Labs raises capital for MagicBlocks; Rocktop Technologies and One Diligence launch an AI-enabled natural disaster risk evaluation solution; Usherpa launches a new workflow management tool. Read More

Inside Mortgage Trends

View Archived Issues

Refinance MI Volume Spikes in Agency Business in 4Q

Mortgage-Banking Income Steady for Banks in 4Q24

Retained Servicing Strong Income Source for Lenders

Fannie Outlines the Trends in Loan Defects in 2024

Flood Insurance Needs to Change to Meet Growing Risk

Lock-in Effect Starting to Thaw Despite Elevated Rates

Improved Borrower Data Key to Better Loss Mitigation

Grapevine: Debt Offerings; MagicBlocks Raises Capital; New AI Climate Risk Solution

Latest Imf News

Refis Push Primary MI Volume Up in Fourth Quarter

Interest Rates on Mortgages Fall to Lowest Level Since 2022

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Opendoor to Offer Mortgages for Homebuyers

Featured Data

M&A Reshapes Conventional Mortgage Market

Bank MB Earnings Slump in 4Q25 Despite Higher Volume

Correspondents Lose Share in Agency Securitizations

CRE Securitization Rises in 2025 With Agency MF Boost

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

February 14, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?