October 18, 2024

Agency MSR Transfers Slow in 3Q24, Freedom Splurges

Bulk sales of agency mortgage servicing rights shifted to prepayment-protected coupons of 4% or less, while transfers of refinance-rich MSR slowed. (Includes three data tables.) Read More

FHA and VA Delinquencies Spike in Agency MBS

Loan performance slightly deteriorated in agency mortgage-backed securities during the third quarter, with delinquencies increasing across all late-payment categories. (Includes data table.) Read More

Outsourcing Providers Pitch Their Services as Originations Increase

Outsourcing mortgage fulfillment services could be a cost-effective way for originators to increase volume without significantly adding staff. Read More

Quality Control Defects on GSE Loans Have Evolved

Six of the top 10 significant defects in loans acquired by Fannie Mae in the first quarter of this year weren’t on the list in the last quarter of 2023. Income calculation, though remained at the top of the list. Read More

Rocket Avoids Class Action on Earnings Comments

A court recently ruled that the fall in Rocket’s stock price following the release of first-quarter 2021 earnings was driven by substantive disclosures rather than public statements by the company’s CEO. Read More

AI Can Free Up LOs for Borrower Engagement

Generative artificial intelligence tools can be used to help mortgage lenders develop relationships with clients and investors, according to industry stakeholders. Read More

More Funding Needed to Support Home Repair Programs

Government agencies, philanthropic organizations and the housing finance community must work together to create funding sources for home repair programs to help sustain affordable homeownership, according to the Joint Center for Housing Studies at Harvard University. Read More

Inside Mortgage Trends

View Archived Issues

Agency MSR Transfers Slow in 3Q24, Freedom Splurges

FHA and VA Delinquencies Spike in Agency MBS

Outsourcing Providers Pitch Their Services as Originations Increase

Quality Control Defects on GSE Loans Have Evolved

Rocket Avoids Class Action on Earnings Comments

AI Can Free Up LOs for Borrower Engagement

More Funding Needed to Support Home Repair Programs

Latest Imf News

AGNC Tops Annaly Among REIT MBS Investors

Investors Warn Against Expanding Non-QM Credit Box

FHFA Seeks Fraud Enforcement Power From Congress

CFPB’s Revised Complaint Process Draws Mixed Reviews

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 18, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?