October 18, 2024

Agency MSR Transfers Slow in 3Q24, Freedom Splurges

Bulk sales of agency mortgage servicing rights shifted to prepayment-protected coupons of 4% or less, while transfers of refinance-rich MSR slowed. (Includes three data tables.) Read More

FHA and VA Delinquencies Spike in Agency MBS

Loan performance slightly deteriorated in agency mortgage-backed securities during the third quarter, with delinquencies increasing across all late-payment categories. (Includes data table.) Read More

Outsourcing Providers Pitch Their Services as Originations Increase

Outsourcing mortgage fulfillment services could be a cost-effective way for originators to increase volume without significantly adding staff. Read More

Quality Control Defects on GSE Loans Have Evolved

Six of the top 10 significant defects in loans acquired by Fannie Mae in the first quarter of this year weren’t on the list in the last quarter of 2023. Income calculation, though remained at the top of the list. Read More

Rocket Avoids Class Action on Earnings Comments

A court recently ruled that the fall in Rocket’s stock price following the release of first-quarter 2021 earnings was driven by substantive disclosures rather than public statements by the company’s CEO. Read More

AI Can Free Up LOs for Borrower Engagement

Generative artificial intelligence tools can be used to help mortgage lenders develop relationships with clients and investors, according to industry stakeholders. Read More

More Funding Needed to Support Home Repair Programs

Government agencies, philanthropic organizations and the housing finance community must work together to create funding sources for home repair programs to help sustain affordable homeownership, according to the Joint Center for Housing Studies at Harvard University. Read More

Inside Mortgage Trends

View Archived Issues

Agency MSR Transfers Slow in 3Q24, Freedom Splurges

FHA and VA Delinquencies Spike in Agency MBS

Outsourcing Providers Pitch Their Services as Originations Increase

Quality Control Defects on GSE Loans Have Evolved

Rocket Avoids Class Action on Earnings Comments

AI Can Free Up LOs for Borrower Engagement

More Funding Needed to Support Home Repair Programs

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 18, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?