August 23, 2024

Nonbank Mortgage Earnings Sag in Second Quarter

Most lenders reported rising production volume, but shrinking margins ate into bottom-line profitability. Servicing results depended on how successful the firms were in hedging MSR. (Includes data table.) Read More

Bank Mortgage Servicing for Others Declines in 2Q

JPMorgan Chase remained the largest bank in terms of servicing for others and increased its volume in the second quarter, a feat managed by only one other bank in the top 10. (Includes data table.) Read More

Automation, Communication Keys to Boost Margins

Mortgage originators and investors believe that automation must go hand-in-hand with human expertise to create value for a company, and boost margins. Read More

Homebuyers Take a Wait-and-See Approach

Even with interest rates on mortgages coming down, home sales have been tepid in recent months, with potential buyers waiting for even lower interest rates. Read More

Interest Rates, Lender Reputation Top Priorities for Borrowers

Interest rates continue to be the top priority for borrowers when choosing a mortgage lender, according to a study by Corporate Insight, but borrowers also value interest rate locking options and rate matching. Read More

Lenders Scramble to Upgrade Tech With Rate Outlook

With interest rates on mortgages set to come down, some lenders are looking to quickly adopt tech to help with originations. Blend Labs is seeing lenders use more of the tech vendor’s products and an automated refi offering is on the way. Read More

Halcyon Leverages IRS Integration for Income Verification

Fannie Mae and Freddie Mac have both integrated the fintech’s digital version of IRS Form 8821 to confirm borrower income. Read More

Grapevine: Remote Work Increases; MISMO ESG Data Product

Remote work increases for mortgage fulfillment; MISMO offers reference materials for ESG data; lenders frustrated with tech vendors; ICE updates Encompass; tech firms offer loan audits with AI. Read More

Inside Mortgage Trends

View Archived Issues

Nonbank Mortgage Earnings Sag in Second Quarter

Bank Mortgage Servicing for Others Declines in 2Q

Automation, Communication Keys to Boost Margins

Homebuyers Take a Wait-and-See Approach

Interest Rates, Lender Reputation Top Priorities for Borrowers

Lenders Scramble to Upgrade Tech With Rate Outlook

Halcyon Leverages IRS Integration for Income Verification

Grapevine: Remote Work Increases; MISMO ESG Data Product

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

August 23, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?