July 26, 2024

Bulk Transfers of Agency MSR Up Sharply in 2Q24

Mr. Cooper was the top buyer of bulk agency MSR packages, with a huge chunk of it coming from United Wholesale Mortgage. Coissuance activity also increased. (Includes three data tables.) Read More

Early-Stage Delinquencies Increase in Second Quarter

Loan performance deteriorated across most late-payment categories in the agency mortgage-backed securities market in the second quarter. However, delinquency rates remained lower than six months ago. (Includes data table.) Read More

Mortgage Shopping Limited, Government Could Help

A lack of financial sophistication leads borrowers to overpay for a mortgage, according to new research. Analysts at the Urban Institute suggest that federal agencies could help address the issue. Read More

Lenders Face Difficulties From Property Insurance Costs

Mortgage lenders must monitor the insurance landscape and inform their loan officers on the topic given that insurance costs help determine a borrower’s monthly escrow obligations. Read More

PrimeLending Program to Track Non-Traditional Payments

The lender’s new Loan Lift program tracks data such as rent payments and peer-to-peer payment app transactions for mortgage underwriting. Read More

In Defense of DTI for Underwriting Purposes

New research shows that, contrary to some critics, debt-to-income ratios are an effective predictor of a borrower’s ability to repay. Read More

Interest in AI Increasing in the Mortgage Industry

The evolving technology, while helpful, presents many risks and benefits, according to Bob Broeksmit, CEO and president of the MBA. Read More

Grapevine: $1.4 Billion for Flagstar’s Mortgage Business

NYCB scales back with sale of Flagstar’s mortgage operations; Cornerstone Bank makes leadership hires; MISMO working group on AVMs; AI updates. Read More

Inside Mortgage Trends

View Archived Issues

Bulk Transfers of Agency MSR Up Sharply in 2Q24

Early-Stage Delinquencies Increase in Second Quarter

Mortgage Shopping Limited, Government Could Help

Lenders Face Difficulties From Property Insurance Costs

PrimeLending Program to Track Non-Traditional Payments

In Defense of DTI for Underwriting Purposes

Interest in AI Increasing in the Mortgage Industry

Grapevine: $1.4 Billion for Flagstar’s Mortgage Business

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

Income and MBS Portfolio Increase at Armour in Fourth Quarter

Featured Data

CRE Securitization Rises in 2025 With Agency MF Boost

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

July 26, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?