June 14, 2024

Earnings Improve in Both Servicing and Production

Although public companies reported solid gains in both production and servicing income in the first quarter, a significant number of smaller shops continued to struggle. (Includes data tables.) Read More

Student Loan Debt, Verification Issues Top Fannie’s Loan Defect List

Defects related to liabilities on student loans, income/employment verification and the appraisal process topped the list of items Fannie warns lenders to keep alert for. Read More

Bank Retail Lending Declines in First Quarter

Retail originations by banks and thrifts typically decline on a quarterly basis in the first quarter of a year, a trend that continued in 2024. However, retail lending was up compared with the first quarter of 2023. (Includes two data tables.) Read More

Lenders Seek Fix for Property Insurance ‘Crisis’ in CA

The MBA and California MBA are warning of a “crisis” in California involving property insurance as insurance options decline and premiums increase. A Senate committee also examined property insurance issues, with reactions differing based on party lines. Read More

SitusAMC Veteran Introduces Housing Sector Chatbot

The Impact Capitol chatbot incorporates information in the public domain, including news and government regulations, and updates it continuously. SitusAMC holds an equity stake in the company. Read More

Expectations of ‘Silver Tsunami’ in Housing Market Delayed

Older Americans could hold on to their single-family homes longer than earlier expected, according to panelists at this week’s Bipartisan Policy Center conference. Read More

Grapevine: Home Price Appreciation Slowing; Interest Rate Outlook

FHFA’s home price index cools off; MBA’s outlook for interest rates unchanged; Treasury looking into AI use in financial services; trade groups request delay on implementation of overtime rule. Read More

Inside Mortgage Trends

View Archived Issues

Earnings Improve in Both Servicing and Production

Student Loan Debt, Verification Issues Top Fannie’s Loan Defect List

Bank Retail Lending Declines in First Quarter

Lenders Seek Fix for Property Insurance ‘Crisis’ in CA

SitusAMC Veteran Introduces Housing Sector Chatbot

Expectations of ‘Silver Tsunami’ in Housing Market Delayed

Grapevine: Home Price Appreciation Slowing; Interest Rate Outlook

Latest Imf News

GSE Purchase-Mortgage Volume With Private MI Gains Share

PrimeLending Loss Narrows in 1Q

Agency MBS Investors See Better Days Ahead

Lawmakers Push to Stop BTR Housing Sales Mandate

Featured Data

Seasonal Slowdown Hits Ginnie Issuance in First Quarter

Non-Agency MBS Issuance Heads Higher in First Quarter

ECM Drives Non-Agency MBS Issuance in Early 2026

Agency Servicing Market Subdued in Early 2026

Featured Reports

Agency Channel Analysis: 4Q25 (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Mortgage Profitability Report 4Q25 (PDF)

Mortgage Servicing Rights Report: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

June 14, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?