January 12, 2024

Agency MSR Transfers Cool in 4Q23, Coupons Lean Up

Several top buyers of bulk agency MSR in the fourth quarter also sold some servicing as they rebalanced their portfolios. Lakeview was the top buyer in both bulk and coissuance deals. (Includes three data tables.) Read More

Delinquencies Continue Rising on Loans in Agency MBS

Delinquencies on loans in agency MBS increased across the board in the fourth quarter of 2023. The rate of performance deterioration quickened compared with trends earlier in the year. (Includes data table.) Read More

Challenges for Same-Sex Homebuyers

A mortgage application in which both members are male is 8.9% less likely to be approved than if the co-applicants were of different sexes, according to new research. Read More

Experts Predict Big Year for AI in Mortgage Market

Generative AI solutions, such as ChatGPT, are expected to gain in popularity among mortgage professionals this year. Read More

NYDFS Issues Guidance on Climate Change Risk Strategies

The imposition of a fair-access requirement in the guidance could turn out to be a controversial issue. The Department of Financial Services has not determined an implementation deadline, though. Read More

Clever Acquires Homebuyer Loyalty App Company

Clever Real Estate has acquired Gravy Technologies, which provides a loyalty-as-a-service platform for lenders and real estate agents. Read More

Grapevine: Margins to Remain Constrained; Cyber Recovery

While originations are expected to increase this year, margins might not improve much; First American back online following cyberattack; MSR demand expected to remain strong; held-to-maturity accounting lives on; new digital servicing platform; new buydown program. Read More

Inside Mortgage Trends

View Archived Issues

Agency MSR Transfers Cool in 4Q23, Coupons Lean Up

Delinquencies Continue Rising on Loans in Agency MBS

Challenges for Same-Sex Homebuyers

Experts Predict Big Year for AI in Mortgage Market

NYDFS Issues Guidance on Climate Change Risk Strategies

Clever Acquires Homebuyer Loyalty App Company

Grapevine: Margins to Remain Constrained; Cyber Recovery

Latest Imf News

GSE Deliveries by Top Players Decline in November

Fed’s Rate Cut Not Expected to Help Mortgages Much

GSEs Update Guidelines Tied to Fraud

SG Capital Partners Returns as Expanded-Credit MBS Issuer

Featured Data

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 12, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?