January 12, 2024

Agency MSR Transfers Cool in 4Q23, Coupons Lean Up

Several top buyers of bulk agency MSR in the fourth quarter also sold some servicing as they rebalanced their portfolios. Lakeview was the top buyer in both bulk and coissuance deals. (Includes three data tables.) Read More

Delinquencies Continue Rising on Loans in Agency MBS

Delinquencies on loans in agency MBS increased across the board in the fourth quarter of 2023. The rate of performance deterioration quickened compared with trends earlier in the year. (Includes data table.) Read More

Challenges for Same-Sex Homebuyers

A mortgage application in which both members are male is 8.9% less likely to be approved than if the co-applicants were of different sexes, according to new research. Read More

Experts Predict Big Year for AI in Mortgage Market

Generative AI solutions, such as ChatGPT, are expected to gain in popularity among mortgage professionals this year. Read More

NYDFS Issues Guidance on Climate Change Risk Strategies

The imposition of a fair-access requirement in the guidance could turn out to be a controversial issue. The Department of Financial Services has not determined an implementation deadline, though. Read More

Clever Acquires Homebuyer Loyalty App Company

Clever Real Estate has acquired Gravy Technologies, which provides a loyalty-as-a-service platform for lenders and real estate agents. Read More

Grapevine: Margins to Remain Constrained; Cyber Recovery

While originations are expected to increase this year, margins might not improve much; First American back online following cyberattack; MSR demand expected to remain strong; held-to-maturity accounting lives on; new digital servicing platform; new buydown program. Read More

Inside Mortgage Trends

View Archived Issues

Agency MSR Transfers Cool in 4Q23, Coupons Lean Up

Delinquencies Continue Rising on Loans in Agency MBS

Challenges for Same-Sex Homebuyers

Experts Predict Big Year for AI in Mortgage Market

NYDFS Issues Guidance on Climate Change Risk Strategies

Clever Acquires Homebuyer Loyalty App Company

Grapevine: Margins to Remain Constrained; Cyber Recovery

Latest Imf News

AGNC Tops Annaly Among REIT MBS Investors

Investors Warn Against Expanding Non-QM Credit Box

FHFA Seeks Fraud Enforcement Power From Congress

CFPB’s Revised Complaint Process Draws Mixed Reviews

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 12, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?