November 10, 2023

Retail Gains Ground in Agency Loan Sales

Retail loans gained market share in third-quarter agency securitizations as the refinancing segment crumbled further. Credit quality remained good, and the rising loan sizes have stabilized. (Includes two data tables.) Read More

Nonbanks Post Tidy Gain in Mortgage Banking Income

Most nonbank mortgage lenders saw solid earnings gains from the second to the third quarter, although a few still struggled. Homebuilder affiliates as a group were more profitable in the first nine months of 2023 than they were last year. (Includes data table.) Read More

Jury Verdict in NAR Case Could Impact Broader Mortgage Market

A recent jury decision against NAR, HomeServices of America and Keller Williams Realty may change how real estate agent commissions are structured. Read More

Owning Leveraging Tech to Offer Lower Rates

Guaranteed Rate-owned Owning says it can offer mortgage rates which are half a percentage point lower than competition by leveraging proprietary technology and specific underwriting criteria. Read More

More Than Half of States Now Permit Remote Work for MLOs

Some 30 jurisdictions across states and territories now have a law or regulation permitting mortgage loan originators to work remotely. Read More

NAAHL CEO Roberts to Retire by Year’s End

Buzz Roberts, president and CEO of the National Association of Affordable Housing Lenders, is optimistic that the proposed Neighborhood Homes Investment Act will move forward before he retires. Read More

Grapevine: Nonbanks Weather Storm; Tech Vendors Take Losses

Outlook improves for large nonbanks; tech vendors take losses while increasing market share; rate locks decline; new verification offerings from CoreLogic; LOS provider and servicing tech vendor partner; MISMO seeks comments on engineering guidelines. Read More

Inside Mortgage Trends

View Archived Issues

Retail Gains Ground in Agency Loan Sales

Nonbanks Post Tidy Gain in Mortgage Banking Income

Jury Verdict in NAR Case Could Impact Broader Mortgage Market

Owning Leveraging Tech to Offer Lower Rates

More Than Half of States Now Permit Remote Work for MLOs

NAAHL CEO Roberts to Retire by Year’s End

Grapevine: Nonbanks Weather Storm; Tech Vendors Take Losses

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 10, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?