June 17, 2022

Brokers Lose Conventional-Conforming Market Share

The broker share of conventional-conforming mortgages declined on a sequential basis to 20.3% in the first quarter of this year, according to surveys of various lenders. (Includes two data charts.) Read More

The Fed’s Rate Hike — And the Ramifications

The Fed hiked short-term rates 75 basis points Wednesday, adding to uncertainty about originations. One thing is for certain: The refi game is over. Read More

Wide Variety in Banks’ 1Q22 Mortgage Banking Income

Overall, banks saw a 24% decline in mortgage banking income in the first quarter of 2022. Many banks bucked the trend with large increases in income compared with the previous quarter. (Includes data chart.) Read More

Court Finds RPM/LendUS Deliberately Blew Up Merger

A New York district court has found that RPM/LendUS used stalling tactics to get out of a merger deal with Entitle Direct Group, a title insurance company. Read More

Lenders Need to Monitor Impact of Natural Disasters

Black Knight has suggested mortgage servicers use predictive modeling data or aerial photography to help determine how likely it is that one of their borrowers’ properties was damaged in a natural disaster. Read More

Demographic Trends Bearing Down Upon Housing Supply

One economist is blaming the increasing tendency among older homeowners to stay in their homes for longer as one of the key reasons for the housing inventory crunch. Read More

Denver Launches DPA to Combat Legacy Redlining

The social equity program offers downpayment assistance to residents and descendants of those who lived in Denver between 1938 and 2000. Read More

Grapevine: Foreclosures Up in May; Homebuyer Sentiment Down

Mortgage market starting to return to normal (whatever that means.) Read More

Inside Mortgage Trends

View Archived Issues

Brokers Lose Conventional-Conforming Market Share

The Fed’s Rate Hike — And the Ramifications

Wide Variety in Banks’ 1Q22 Mortgage Banking Income

Court Finds RPM/LendUS Deliberately Blew Up Merger

Lenders Need to Monitor Impact of Natural Disasters

Demographic Trends Bearing Down Upon Housing Supply

Denver Launches DPA to Combat Legacy Redlining

Grapevine: Foreclosures Up in May; Homebuyer Sentiment Down

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

June 17, 2022

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?