May 6, 2022

Banks’ Mortgage Earnings Decline in 1Q, With Wide Variety

Mortgage earnings among a group of 22 banks declined by 12% on a sequential basis in the first quarter of 2022. The downward movement was anything but uniform, with some banks posting large swings up and down. The movements were largely driven by interest rate trends. (Includes data chart.) Read More

Nonbank Mortgage Lenders Mark Up MSRs Values in 1Q

Owning mortgage servicing rights proved to be a great counter-hedge to an ugly origination market in the first quarter. At least two nonbanks benefited: Mr. Cooper and New Residential Investment. Read More

Defaults in Agency MBS Market Down Sharply in 1Q22

Delinquency rates declined across the board at Fannie Mae, Freddie Mac and Ginnie Mae in the first quarter of 2022. The only category of loans to report higher defaults was FHA loans 120 days past due. (Includes data chart.) Read More

Freddie’s ACE Program Outperforms Live Appraisals

Loans that received an Automated Collateral Evaluation waiver had 9% fewer defaults than similar loans that didn’t, according to Freddie economists. Read More

Companies Discuss Ways to Tackle Housing Supply Crisis

Officials from Wells Fargo, Amazon and Dartmouth Health said it’s hard for companies to hire and retain employees amid the housing supply crisis. They’re taking various steps to increase homeownership. Read More

Metaverse Activity Risky, But Worth Considering

The metaverse financing space is heating up, with major platforms handling hundreds of millions of dollars in “land” transactions last year. Whether mortgage companies should stick a toe in the water is an open question with plenty of risks and potential rewards. Read More

Grapevine: CRA Proposal Arrives; ICE to Acquire Black Knight

CRA proposal would expand assessment areas for large banks; ICE to acquire Black Knight; Ishbia vows no layoffs at United Wholesale Mortgage; UWM competing on price; MBA concerned about kleptocrat legislation; Fairway unit offering NFTs of individual homes. Read More

Inside Mortgage Trends

View Archived Issues

Banks’ Mortgage Earnings Decline in 1Q, With Wide Variety

Nonbank Mortgage Lenders Mark Up MSRs Values in 1Q

Defaults in Agency MBS Market Down Sharply in 1Q22

Freddie’s ACE Program Outperforms Live Appraisals

Companies Discuss Ways to Tackle Housing Supply Crisis

Metaverse Activity Risky, But Worth Considering

Grapevine: CRA Proposal Arrives; ICE to Acquire Black Knight

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Third-Party Lenders Boost Market Share in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

May 6, 2022

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?