February 25, 2022

Mortgage Banking Income at Banks Takes a Hit in Fourth Quarter

Mortgage banking income among banks and thrifts declined by nearly 25% during the fourth quarter of 2021. JPMorgan Chase was not immune but managed to lead the pack for the full year. (Includes data chart.) Read More

A 38% Earnings Drop for Rocket; But Dividends and MSR Grow

Rocket Mortgage, the big Kahuna of home finance, was not immune from higher interest rates in the fourth quarter. Still, the nonbank is rewarding shareholders with a special dividend of $1.01. Read More

Bank Servicing for Others Declines in Fourth Quarter

While servicing for others among banks declined slightly in the fourth quarter, trends varied among the big boys. Top-ranked Wells continued to reduce its portfolio while second-ranked JPM was an active buyer of MSRs. (Includes data chart.) Read More

Market Activity for MSR Sales Heats Up

Volatility in interest rates and the thirst for profits and liquidity have driven the recent surge in mortgage servicing sales. Read More

Pandemic Brings Florida Population Influx

Miami is the most popular migration destination of major metropolitan areas, creating opportunities for purchase-money lenders. Read More

FHFA Warns GSEs of AI Risks

The Federal Housing Finance Agency believes the risks that accompany digital tools are real, whether the systems are in-house or supplied by third parties. Read More

Why Few Owner-Occupants Buy Distressed Homes

The Urban Institute found most property auction sales are to mom-and-pop investors, while most owner-occupants who buy use cash. Read More

Grapevine: Impact of FHFA Proposal; AVM Rule Making Progress

The FHFA’s proposed financial standards for GSE seller/servicers could be a boon for larger firms; CFPB launches small business advisory review panel for rulemaking on automated valuation models; foreclosure starts jump; MISMO launches rate quote standard for mortgage insurance; delinquency rate on property taxes declines. Read More

Inside Mortgage Trends

View Archived Issues

Mortgage Banking Income at Banks Takes a Hit in Fourth Quarter

A 38% Earnings Drop for Rocket; But Dividends and MSR Grow

Bank Servicing for Others Declines in Fourth Quarter

Market Activity for MSR Sales Heats Up

Pandemic Brings Florida Population Influx

FHFA Warns GSEs of AI Risks

Why Few Owner-Occupants Buy Distressed Homes

Grapevine: Impact of FHFA Proposal; AVM Rule Making Progress

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

February 25, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?