December 24, 2021 | Inside Mortgage Finance

TPO Loan Production Gains Share in Mortgage Market

Detailed survey data show mortgage lenders leaned more heavily on wholesale-broker and correspondent production in the third quarter of 2021, particularly in the red-hot jumbo market. Read More

Mortgage Banking Results Mixed at Banks and Thrifts

Retail lending by depository institutions' mortgage-banking operations fell in the third quarter, but a major acquisition by one bank pushed other indicators higher. Read More

As The Clock Ticks On, More Debt Sales Appear

A few years back, we didn’t hear much about mortgage firms selling debt, at least not publicly. Today, debt sales are becoming commonplace, but for how long? Read More

CRT Transactions Seen as Attractive Option for Banks

Credit-risk transfer transactions offer capital relief for banks and strong yields for investors. A CRT from Texas Capital Bank could only be scratching the surface of the potential of such deals. Read More

Borrowers Benefitting From Increase in Nonbank Share

Fed researchers find nonbanks improve the quality of their mortgage servicing by specializing in low-income borrowers. Read More

Policymakers Asked to Address Housing Supply Constraints

The Bipartisan Policy Center and the Urban Institute this month called on local, state and federal policymakers to help address the critically short supply of housing, especially affordable housing. Read More

GAO Finds Alternative Data Rarely Used in Underwriting

The government watchdog found few instances where lenders incorporated alternative data in their underwriting. Read More

Grapevine: RON Legislative Effort Thwarted; Credit Unions Allowed to Buy MSRs

Remote online notarization provision dropped from defense bill; credit unions allowed to acquire MSRs from other credit unions; new document processing technology offering; mortgage tech vendor raises capital; automated mortgage assistance product offered to distressed mortgage borrowers, for a fee. Read More

Inside Mortgage Trends

December 23, 2021

View Archived Issues

TPO Loan Production Gains Share in Mortgage Market

Mortgage Banking Results Mixed at Banks and Thrifts

As The Clock Ticks On, More Debt Sales Appear

CRT Transactions Seen as Attractive Option for Banks

Borrowers Benefitting From Increase in Nonbank Share

Policymakers Asked to Address Housing Supply Constraints

GAO Finds Alternative Data Rarely Used in Underwriting

Grapevine: RON Legislative Effort Thwarted; Credit Unions Allowed to Buy MSRs

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

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House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 23, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?