December 10, 2021

Production Income Gains as Servicing Turns Profitable

There is some evidence that production was less efficient in the third quarter, but profitability was up anyway. Servicing income was clearly stronger. (Includes data chart.) Read More

A Handful of Lenders Trim Staff. The Beginning of a Trend?

Residential funders are beginning to cut costs, holiday season or not. Just how bad might it get? Read More

Banks Report 3Q21 Decline in Repurchases and Reserves

Call-report data show bank mortgage repurchases fell 9.4% in the third quarter. However, GSE buyback volume continued to climb. (Includes data chart.) Read More

Closing Costs Cutting into Affordability for First-Time Homebuyers

Low-income first-time homebuyers face higher closing costs than others receiving purchase mortgages, according to economists at Fannie Mae. The GSE is suggesting changes that could fix some of that. Read More

Lender Facing Loss After Setback in Appraisal Lawsuit

An appraisal company failed to note that improvements to a refinanced property happened to encroach on neighboring land, but the lender, First Community Mortgage, couldn’t pin losses on the appraiser. Read More

Distressed Borrowers Hold on as Foreclosures Drop

Foreclosures are down, but forbearance is up. Industry analysts have some theories as to why homeowners aren’t selling, but motivations remain somewhat unclear. Read More

Lenders Should Monitor Rising Insurance Costs, Says SitusAMC

Mortgage originators in disaster-prone areas should monitor the trends that could lead to a sustained rise in property insurance premiums, according to advisory firm SitusAMC. Read More

Grapevine: Automation, Algorithms a Major Focus for Industry

Start-up mortgage lender Beeline completes Series A funding; HouseCanary publishes report defending its AVM; DC attorney general introduces legislation aimed at the use of algorithms by companies in the housing sector; LoanLogics acquires LoanBeam. Read More

Inside Mortgage Trends

View Archived Issues

Production Income Gains as Servicing Turns Profitable

A Handful of Lenders Trim Staff. The Beginning of a Trend?

Banks Report 3Q21 Decline in Repurchases and Reserves

Closing Costs Cutting into Affordability for First-Time Homebuyers

Lender Facing Loss After Setback in Appraisal Lawsuit

Distressed Borrowers Hold on as Foreclosures Drop

Lenders Should Monitor Rising Insurance Costs, Says SitusAMC

Grapevine: Automation, Algorithms a Major Focus for Industry

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 10, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?